# MBANK vs KICB

The clearest difference is review sentiment: MBANK at 72% against KICB's 26%. MBANK also leads on rating (4.5 vs 3.4) and ratings volume (2K vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBANK holds the better App Store score, 4.5 against 3.4. That said, the two scores are not equally well evidenced: MBANK has 2K ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 72% of MBANK's written reviews are positive against 26% of KICB's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | MBANK | KICB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2K ratings)](https://appshunter.io/ios/app/mbank/id922922121/reviews)** | [3.4 (27 ratings)](https://appshunter.io/ios/app/kicb/id1600444808/reviews) |
| Number of ratings | **2K** | 27 |
| Positive reviews | **72.1% of reviews** | 26.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 386 MB | 332 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBANK, OAO](https://appshunter.io/developer/966465279) | [KICB](https://appshunter.io/developer/945826313) |

## What reviewers say

### MBANK

[App page](https://appshunter.io/ios/app/mbank/id922922121)

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

**Highlights:** Remote account and card management, Instant virtual card issuance, Online loan applications, Bill payments and over 1000 other payments, Card and e-wallet top-ups, ATM and branch locator, Currency exchange rates and calculator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Reliable
- 👍 Excellent app
- 👍 Useful

**What reviewers complain about**

- 🐛 Frequent glitches
- 🐛 Crashes often
- 🐛 Doesn't work when needed
- 🐛 Unreliable
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- QR code scanning not working
- Incorrect balance display
- Transfers getting stuck in processing

**Requested features**

- Add Kyrgyz language option
- Improve customer support response time
- Allow account closure without visiting branch
- Integrate with Apple Pay and Google Wallet


### KICB

[App page](https://appshunter.io/ios/app/kicb/id1600444808)

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

**Highlights:** Instant money transfers by phone number, Transfers to other banks' cards and accounts, Online deposit opening, Online loan application, Online bank card ordering, Card limit management, Card blocking/unblocking, Scheduled payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MBANK free?

MBANK is free to download, with no in-app purchases.

### Is KICB free?

KICB is free to download, with no in-app purchases.

### Which has better reviews, MBANK or KICB?

MBANK is rated higher. MBANK averages 4.5 out of 5 from 2K ratings, while KICB averages 3.4 from 27 ratings.

### Do MBANK or KICB have ads?

Neither MBANK nor KICB shows ads.

### Which is updated more often, MBANK or KICB?

MBANK ships an update fortnightly, and KICB fortnightly. Most recently, MBANK was updated on September 25, 2026 and KICB on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*