# MBANK vs Мой_свет

The clearest difference is ratings volume: MBANK at 2.2K against Мой_свет's 229. MBANK also leads on review sentiment (73% vs 63%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Мой_свет holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: MBANK has 2.2K ratings behind it against 229, so its average is the more settled of the two. Written reviews complicate that: 73% of MBANK's written reviews are positive against 63% of Мой_свет's, so the app with the better star average is not the one people write more warmly about.

MBANK ships an update fortnightly, Мой_свет every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MBANK | Мой_свет |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2.2K ratings)](https://appshunter.io/ios/app/mbank/id922922121/reviews) | **[4.7 (229 ratings)](https://appshunter.io/ios/app/id1630928756/reviews)** |
| Number of ratings | **2.2K** | 229 |
| Positive reviews | **72.6% of reviews** | 63.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 386 MB | 29 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBANK, OAO](https://appshunter.io/developer/966465279) | [Urmat Saparot](https://appshunter.io/developer/1521793094) |

## What reviewers say

### MBANK

[App page](https://appshunter.io/ios/app/mbank/id922922121)

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

**Highlights:** Remote account and card management, Instant virtual card issuance, Online loan applications, Bill payments and over 1000 other payments, Card and e-wallet top-ups, ATM and branch locator, Currency exchange rates and calculator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Reliable
- 👍 Excellent app
- 👍 Useful

**What reviewers complain about**

- 🐛 Frequent glitches
- 🐛 Crashes often
- 🐛 Doesn't work when needed
- 🐛 Unreliable
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- QR code scanning not working
- Incorrect balance display
- Transfers getting stuck in processing

**Requested features**

- Add Kyrgyz language option
- Improve customer support response time
- Allow account closure without visiting branch
- Integrate with Apple Pay and Google Wallet


### Мой_свет

[App page](https://appshunter.io/ios/app/id1630928756)

This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.

**Highlights:** Monitor electricity payments, View billing charges, Official utility app, Energy consumption tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBANK free?

MBANK is free to download, with no in-app purchases.

### Is Мой_свет free?

Мой_свет is free to download, with no in-app purchases.

### Which has better reviews, MBANK or Мой_свет?

Мой_свет is rated higher. MBANK averages 4.5 out of 5 from 2.2K ratings, while Мой_свет averages 4.7 from 229 ratings.

### Do MBANK or Мой_свет have ads?

Neither MBANK nor Мой_свет shows ads.

### Which is updated more often, MBANK or Мой_свет?

MBANK ships an update fortnightly, and Мой_свет every 2 weeks. Most recently, MBANK was updated on October 29, 2026 and Мой_свет on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*