# MBANK vs Simbank

The clearest difference is ads: MBANK at none against Simbank's shown. MBANK also leads on monetization model (free vs free with in-app purchases) and review sentiment (72% vs 55%). Simbank's advantage is rating (4.7 vs 4.5) and update cadence (weekly vs fortnightly). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simbank holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: MBANK has 2K ratings behind it against 202, so its average is the more settled of the two. Written reviews complicate that: 72% of MBANK's written reviews are positive against 55% of Simbank's, so the app with the better star average is not the one people write more warmly about.

MBANK ships an update fortnightly, Simbank weekly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | MBANK | Simbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2K ratings)](https://appshunter.io/ios/app/mbank/id922922121/reviews) | **[4.7 (202 ratings)](https://appshunter.io/ios/app/simbank/id6499126462/reviews)** |
| Number of ratings | **2K** | 202 |
| Positive reviews | **72.1% of reviews** | 54.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 386 MB | 420 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [MBANK, OAO](https://appshunter.io/developer/966465279) | [Dos Credobank](https://appshunter.io/developer/1265499317) |

## What reviewers say

### MBANK

[App page](https://appshunter.io/ios/app/mbank/id922922121)

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

**Highlights:** Remote account and card management, Instant virtual card issuance, Online loan applications, Bill payments and over 1000 other payments, Card and e-wallet top-ups, ATM and branch locator, Currency exchange rates and calculator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Reliable
- 👍 Excellent app
- 👍 Useful

**What reviewers complain about**

- 🐛 Frequent glitches
- 🐛 Crashes often
- 🐛 Doesn't work when needed
- 🐛 Unreliable
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- QR code scanning not working
- Incorrect balance display
- Transfers getting stuck in processing

**Requested features**

- Add Kyrgyz language option
- Improve customer support response time
- Allow account closure without visiting branch
- Integrate with Apple Pay and Google Wallet


### Simbank

[App page](https://appshunter.io/ios/app/simbank/id6499126462)

This mobile banking app offers a convenient way to manage finances, access credit, and make payments. Enjoy features like cashback, savings accounts with interest, and commission-free transactions. It simplifies banking procedures with a user-friendly interface and secure services.

**Highlights:** Online credit up to 200,000 сом, Cashback up to 20%, Savings accounts with 7% annual interest, Commission-free payments and transfers, Deposit accounts with up to 14% annual interest, Card management and security features, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBANK free?

MBANK is free to download, with no in-app purchases.

### Is Simbank free?

Simbank is free to download, with no in-app purchases.

### Which has better reviews, MBANK or Simbank?

Simbank is rated higher. MBANK averages 4.5 out of 5 from 2K ratings, while Simbank averages 4.7 from 202 ratings.

### Do MBANK or Simbank have ads?

Simbank shows ads; MBANK does not.

### Which is updated more often, MBANK or Simbank?

MBANK ships an update fortnightly, and Simbank weekly. Most recently, MBANK was updated on September 25, 2026 and Simbank on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*