# MBANK vs BAKAI

The clearest difference is update cadence: BAKAI at every 3 days against MBANK's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBANK ships an update fortnightly, BAKAI every 3 days. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MBANK | BAKAI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2.1K ratings)](https://appshunter.io/ios/app/mbank/id922922121/reviews)** | — |
| Number of ratings | **2.1K** | — |
| Positive reviews | 71.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Free | — |
| Size | 386 MB | 245 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBANK, OAO](https://appshunter.io/developer/966465279) | [OJSC BAKAI BANK](https://appshunter.io/developer/1205363870) |

## What reviewers say

### MBANK

[App page](https://appshunter.io/ios/app/mbank/id922922121)

Manage your bank accounts and cards remotely with instant virtual card issuance and online loan applications. Pay bills, top up cards from various countries, and find nearby ATMs and exchange rates.

**Highlights:** Remote account and card management, Instant virtual card issuance, Online loan applications, Bill payments and over 1000 other payments, Card and e-wallet top-ups, ATM and branch locator, Currency exchange rates and calculator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Reliable
- 👍 Excellent app
- 👍 Useful

**What reviewers complain about**

- 🐛 Frequent glitches
- 🐛 Crashes often
- 🐛 Doesn't work when needed
- 🐛 Unreliable
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- QR code scanning not working
- Incorrect balance display
- Transfers getting stuck in processing

**Requested features**

- Add Kyrgyz language option
- Improve customer support response time
- Allow account closure without visiting branch
- Integrate with Apple Pay and Google Wallet


### BAKAI

[App page](https://appshunter.io/ios/app/bakai/id6755689540)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBANK free?

MBANK is free to download, with no in-app purchases.

### Is BAKAI free?

BAKAI is free to download, with no in-app purchases.

### Do MBANK or BAKAI have ads?

Neither MBANK nor BAKAI shows ads.

### Which is updated more often, MBANK or BAKAI?

MBANK ships an update fortnightly, and BAKAI every 3 days. Most recently, MBANK was updated on October 19, 2026 and BAKAI on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*