# VLFCU Mobile vs Croghan Mobile Banking

The clearest difference is rating: Croghan Mobile Banking at 4.7 against VLFCU Mobile's 3.9. Croghan Mobile Banking also leads on ratings volume (1.4K vs 12) and monetization model (free vs ad-supported). VLFCU Mobile's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 4 months). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Croghan Mobile Banking holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Croghan Mobile Banking has 1.4K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 33% of VLFCU Mobile's written reviews are positive against 36% of Croghan Mobile Banking's.

VLFCU Mobile ships an update every 3 weeks, Croghan Mobile Banking every 4 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | VLFCU Mobile | Croghan Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (12 ratings)](https://appshunter.io/ios/app/vlfcu-mobile/id923413552/reviews) | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/croghan-mobile-banking/id1054106974/reviews)** |
| Number of ratings | 12 | **1.4K** |
| Positive reviews | 33.3% of reviews | **36.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 107 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [VacationLand FCU](https://appshunter.io/developer/923413551) | [The Croghan Colonial Bank](https://appshunter.io/developer/1054106973) |

## What reviewers say

### VLFCU Mobile

[App page](https://appshunter.io/ios/app/vlfcu-mobile/id923413552)

Access your credit union accounts conveniently on the go. Deposit checks, manage your banking, and find branch locations and contact details easily.

**Highlights:** Mobile check deposit, Mobile banking, Branch locator, Contact information, Website access

**Features:** Vision Pro support

**In-app purchases:** none


### Croghan Mobile Banking

[App page](https://appshunter.io/ios/app/croghan-mobile-banking/id1054106974)

Manage your bank accounts conveniently and securely from anywhere. Deposit checks, transfer funds, pay bills, and access essential banking services on the go. This app provides a comprehensive suite of tools for everyday financial management.

**Highlights:** Account management, Mobile check deposit, Money transfers, Bill payment, Secure access, Anytime, anywhere banking

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great mobile secure banking
- 👍 Easy to use

**What reviewers complain about**

- 🐛 App is buggy and often inaccurate
- 🐛 App constantly crashes and doesn't authorize account details
- 🐛 Login issues, password not working
- 👎 New app display and account locations are not enjoyable
- 👎 Difficult for users with disabilities

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Delayed social security deposits
- Inaccurate balance and charge sequence

**Requested features**

- Dark mode option
- Improved accessibility features


## Frequently asked questions

### Is VLFCU Mobile free?

VLFCU Mobile is free to download, with no in-app purchases.

### Is Croghan Mobile Banking free?

Croghan Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, VLFCU Mobile or Croghan Mobile Banking?

Croghan Mobile Banking is rated higher. VLFCU Mobile averages 3.9 out of 5 from 12 ratings, while Croghan Mobile Banking averages 4.7 from 1.4K ratings.

### Do VLFCU Mobile or Croghan Mobile Banking have ads?

Croghan Mobile Banking shows ads; VLFCU Mobile does not.

### Which is updated more often, VLFCU Mobile or Croghan Mobile Banking?

VLFCU Mobile ships an update every 3 weeks, and Croghan Mobile Banking every 4 months. Most recently, VLFCU Mobile was updated on October 24, 2026 and Croghan Mobile Banking on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*