# IC Credit Union Mobile vs PayTracker Pro

The clearest difference is in-app purchases: IC Credit Union Mobile at none against PayTracker Pro's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. IC Credit Union Mobile asks for nothing beyond the download.

IC Credit Union Mobile ships an update monthly, PayTracker Pro every 2 months. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | IC Credit Union Mobile | PayTracker Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.2 (22 ratings)](https://appshunter.io/ios/app/ic-credit-union-mobile/id924050773/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 35.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 177 MB | 49 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IC Federal Credit Union](https://appshunter.io/developer/522208149) | [Michael Wachel](https://appshunter.io/developer/1895962960) |

## What reviewers say

### IC Credit Union Mobile

[App page](https://appshunter.io/ios/app/ic-credit-union-mobile/id924050773)

Manage your finances with a redesigned digital banking app. Access real-time account information, transfer funds, make deposits, set savings goals, and utilize powerful financial tools for smarter decision-making.

**Highlights:** Real-time account dashboard, Mobile check deposit, Fund transfers and payments, Customizable alerts and notifications, Credit score insights, Savings goals, Loan and mortgage applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate (some users)
- 👍 Contains basic functionality
- 👍 New design and self-service options
- 👍 Previously web-only features now in app
- 👍 Functional and more options (recent)

**What reviewers complain about**

- 🐛 Horrible to navigate
- 🐛 Difficult to use and glitchy
- 🐛 Button doesn't respond
- 🐛 Forced to use traditional bill pay
- 🐛 Too much to navigate (app and website)

**Reported bugs**

- App is horrible to navigate
- App is difficult to use and glitchy
- Payment button doesn't respond
- External transfer gives '404 - page not found'
- Cannot log in / authenticate

**Requested features**

- Real-time alerts on debit transactions
- Memo line on transfers
- More detailed bill pay (pending bills)
- External transfer functionality
- Dark mode option


### PayTracker Pro

[App page](https://appshunter.io/ios/app/paytracker-pro/id6765471944)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $24.99 | per year |


## Frequently asked questions

### Is IC Credit Union Mobile free?

IC Credit Union Mobile is free to download, with no in-app purchases.

### Is PayTracker Pro free?

PayTracker Pro is free to download, with in-app purchases available.

### Do IC Credit Union Mobile or PayTracker Pro have ads?

Neither IC Credit Union Mobile nor PayTracker Pro shows ads.

### Which is updated more often, IC Credit Union Mobile or PayTracker Pro?

IC Credit Union Mobile ships an update monthly, and PayTracker Pro every 2 months. Most recently, IC Credit Union Mobile was updated on November 6, 2026 and PayTracker Pro on November 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*