# 페이코 PAYCO vs 서울자전거 따릉이

The clearest difference is review sentiment: 페이코 PAYCO at 79% against 서울자전거 따릉이's 37%. 페이코 PAYCO also leads on rating (3.4 vs 3.0) and update cadence (every 3 weeks vs every 2 months). 서울자전거 따릉이's advantage is ratings volume (102 vs 26) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

페이코 PAYCO holds the better App Store score, 3.4 against 3.0. Both are backed by a comparable volume of ratings — 26 and 102 respectively. Written reviews point the same way: 79% of 페이코 PAYCO's written reviews are positive against 37% of 서울자전거 따릉이's.

페이코 PAYCO ships an update every 3 weeks, 서울자전거 따릉이 every 2 months. Both last shipped on October 21, 2026.

## The numbers

| Metric | 페이코 PAYCO | 서울자전거 따릉이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews)** | [3.0 (102 ratings)](https://appshunter.io/ios/app/id1037272004/reviews) |
| Number of ratings | 26 | **102** |
| Positive reviews | **78.8% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 251 MB | 128 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NHN Corp.](https://appshunter.io/developer/708107055) | [Seoul Metropolitan Government](https://appshunter.io/developer/444447999) |

## What reviewers say

### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### 서울자전거 따릉이

[App page](https://appshunter.io/ios/app/id1037272004)

This public bicycle sharing service allows users to rent and return bikes throughout the city. It aims to promote healthy transportation, reduce traffic congestion, and improve air quality. Users can purchase passes, locate stations, and manage rentals through the app.

**Highlights:** Membership registration and pass purchase, Bike rental and return, Station location finder, QR code bike unlocking, Safety driving tips, 24/7 year-round operation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use for regular commuters
- 💰 Affordable pricing for bike rentals
- 🗺️ Helpful map showing bike station locations
- 🚴 Excellent public transportation alternative
- 📱 Improved UI/UX in recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 📡 Cellular data connectivity issues
- 🌐 Incomplete English translation
- ⏱️ Slow map loading and app performance
- 🚫 Difficult experience for foreign users

**Reported bugs**

- App crashes when opening map
- Cellular network causes connection errors and crashes
- WiFi-only functionality, fails on mobile data
- Language settings reset to Korean after app restart
- Credit card input validation errors

**Requested features**

- Apple Pay integration
- Per-minute charging instead of hourly passes
- Multiple bike reservations in single app
- Improved UX flow with streamlined navigation
- Bike lane information on map


## Frequently asked questions

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Is 서울자전거 따릉이 free?

서울자전거 따릉이 is free to download, with no in-app purchases.

### Which has better reviews, 페이코 PAYCO or 서울자전거 따릉이?

페이코 PAYCO is rated higher. 페이코 PAYCO averages 3.4 out of 5 from 26 ratings, while 서울자전거 따릉이 averages 3.0 from 102 ratings.

### Do 페이코 PAYCO or 서울자전거 따릉이 have ads?

Neither 페이코 PAYCO nor 서울자전거 따릉이 shows ads.

### Which is updated more often, 페이코 PAYCO or 서울자전거 따릉이?

페이코 PAYCO ships an update every 3 weeks, and 서울자전거 따릉이 every 2 months. Most recently, 페이코 PAYCO was updated on October 21, 2026 and 서울자전거 따릉이 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*