# 페이코 PAYCO vs ZONE공

The clearest difference is review sentiment: 페이코 PAYCO at 80% against ZONE공's 40%. ZONE공's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.4 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

페이코 PAYCO ships an update monthly, ZONE공 every 6 weeks. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | 페이코 PAYCO | ZONE공 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews)** | — |
| Number of ratings | **26** | — |
| Positive reviews | **79.8% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 246 MB | 3 MB |
| Requires iOS | 16.0 | **12.4** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NHN Corp.](https://appshunter.io/developer/708107055) | [(주)티라테크](https://appshunter.io/developer/1636116318) |

## What reviewers say

### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### ZONE공

[App page](https://appshunter.io/ios/app/zone/id1636116316)

This app connects users with study cafes, reading rooms, and meeting spaces. It allows for convenient booking and payment, along with features for managing personal study time.

**Highlights:** Book study cafes, Reserve reading rooms, Find meeting spaces, In-app payment, Manage study time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Is ZONE공 free?

ZONE공 is free to download, with no in-app purchases.

### Do 페이코 PAYCO or ZONE공 have ads?

Neither 페이코 PAYCO nor ZONE공 shows ads.

### Which is updated more often, 페이코 PAYCO or ZONE공?

페이코 PAYCO ships an update monthly, and ZONE공 every 6 weeks. Most recently, 페이코 PAYCO was updated on September 25, 2026 and ZONE공 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*