# 페이코 PAYCO vs 메타클럽

The clearest difference is rating: 페이코 PAYCO at 3.4 against 메타클럽's 2.0. 페이코 PAYCO also leads on ads (none vs shown) and review sentiment (80% vs 71%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

페이코 PAYCO holds the better App Store score, 3.4 against 2.0. Both are backed by a comparable volume of ratings — 26 and 27 respectively. Written reviews point the same way: 80% of 페이코 PAYCO's written reviews are positive against 71% of 메타클럽's.

페이코 PAYCO ships an update monthly, 메타클럽 fortnightly. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | 페이코 PAYCO | 메타클럽 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews)** | [2.0 (27 ratings)](https://appshunter.io/ios/app/id6444430778/reviews) |
| Number of ratings | 26 | **27** |
| Positive reviews | **79.8% of reviews** | 71.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 246 MB | 102 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [NHN Corp.](https://appshunter.io/developer/708107055) | [FingerVerse Inc.](https://appshunter.io/developer/1654668000) |

## What reviewers say

### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### 메타클럽

[App page](https://appshunter.io/ios/app/id6444430778)

**In-app purchases:** none


## Frequently asked questions

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Is 메타클럽 free?

메타클럽 is free to download, with no in-app purchases.

### Which has better reviews, 페이코 PAYCO or 메타클럽?

페이코 PAYCO is rated higher. 페이코 PAYCO averages 3.4 out of 5 from 26 ratings, while 메타클럽 averages 2.0 from 27 ratings.

### Do 페이코 PAYCO or 메타클럽 have ads?

메타클럽 shows ads; 페이코 PAYCO does not.

### Which is updated more often, 페이코 PAYCO or 메타클럽?

페이코 PAYCO ships an update monthly, and 메타클럽 fortnightly. Most recently, 페이코 PAYCO was updated on September 21, 2026 and 메타클럽 on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*