# 페이코 PAYCO vs KMGM

The clearest difference is update cadence: 페이코 PAYCO at monthly against KMGM's every 17 months. KMGM's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

페이코 PAYCO ships an update monthly, KMGM every 17 months. The most recent releases landed on September 25, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | 페이코 PAYCO | KMGM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews)** | — |
| Number of ratings | **26** | — |
| Positive reviews | 79.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 17 months |
| Monetization | Free with in-app purchases | — |
| Size | 246 MB | 13 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [NHN Corp.](https://appshunter.io/developer/708107055) | [seongil Hwang](https://appshunter.io/developer/1762017708) |

## What reviewers say

### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### KMGM

[App page](https://appshunter.io/ios/app/kmgm/id6621263729)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Is KMGM free?

KMGM is free to download, with no in-app purchases.

### Do 페이코 PAYCO or KMGM have ads?

Neither 페이코 PAYCO nor KMGM shows ads.

### Which is updated more often, 페이코 PAYCO or KMGM?

페이코 PAYCO ships an update monthly, and KMGM every 17 months. Most recently, 페이코 PAYCO was updated on September 25, 2026 and KMGM on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*