# 페이코 PAYCO vs U+one

The clearest difference is rating: U+one at 4.1 against 페이코 PAYCO's 3.4. U+one also leads on ratings volume (158 vs 26). 페이코 PAYCO's advantage is review sentiment (80% vs 70%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

U+one holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: U+one has 158 ratings behind it against 26, so its average is the more settled of the two. Written reviews complicate that: 80% of 페이코 PAYCO's written reviews are positive against 70% of U+one's, so the app with the better star average is not the one people write more warmly about.

페이코 PAYCO ships an update monthly, U+one fortnightly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 페이코 PAYCO | U+one |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews) | **[4.1 (158 ratings)](https://appshunter.io/ios/app/u-plus-one/id945578864/reviews)** |
| Number of ratings | 26 | **158** |
| Positive reviews | **79.8% of reviews** | 70.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 246 MB | 82 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NHN Corp.](https://appshunter.io/developer/708107055) | [LG Uplus](https://appshunter.io/developer/372558480) |

## What reviewers say

### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### U+one

[App page](https://appshunter.io/ios/app/u-plus-one/id945578864)

This app consolidates your U+ services into a single platform. Manage your billing, access membership benefits and coupons, discover new products, and get personalized information. It also features an AI chatbot for 24/7 customer support.

**Highlights:** Unified U+ services, Billing and usage information, Membership benefits and coupons, Personalized product recommendations, AI-powered search, 24/7 chatbot support

**In-app purchases:** none


## Frequently asked questions

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Is U+one free?

U+one is free to download, with no in-app purchases.

### Which has better reviews, 페이코 PAYCO or U+one?

U+one is rated higher. 페이코 PAYCO averages 3.4 out of 5 from 26 ratings, while U+one averages 4.1 from 158 ratings.

### Do 페이코 PAYCO or U+one have ads?

Neither 페이코 PAYCO nor U+one shows ads.

### Which is updated more often, 페이코 PAYCO or U+one?

페이코 PAYCO ships an update monthly, and U+one fortnightly. Most recently, 페이코 PAYCO was updated on September 25, 2026 and U+one on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*