# mIKB Active vs KEKS Pay

The clearest difference is rating: KEKS Pay at 4.8 against mIKB Active's 2.0. KEKS Pay also leads on ratings volume (117 vs 1) and update cadence (fortnightly vs every 2 months). mIKB Active's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KEKS Pay holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: KEKS Pay has 117 ratings behind it against 1, so its average is the more settled of the two.

mIKB Active ships an update every 2 months, KEKS Pay fortnightly. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | mIKB Active | KEKS Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/mikb-active/id924424392/reviews) | **[4.8 (117 ratings)](https://appshunter.io/ios/app/keks-pay/id1434843784/reviews)** |
| Number of ratings | 1 | **117** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 36 MB | 287 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Banksoft d.o.o.](https://appshunter.io/developer/544695525) | [Erste & Steiermarkische Bank d.d.](https://appshunter.io/developer/781546804) |

## What reviewers say

### mIKB Active

[App page](https://appshunter.io/ios/app/mikb-active/id924424392)

This mobile banking app allows users to securely manage their finances, view account balances and transactions, and perform various banking operations. It offers features like bill payments, currency exchange, and personal spending tracking. The app supports fingerprint login for enhanced security.

**Highlights:** Account balance and transaction overview, Kuna payments and currency exchange, Payment templates, Scan bills to pay, Personal spending tracking, Currency and loan calculators, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


### KEKS Pay

[App page](https://appshunter.io/ios/app/keks-pay/id1434843784)

Send and receive money quickly and securely with this free app. Easily split costs with friends, request payments, and manage group expenses without any fees. It's a simple way to handle everyday transactions.

**Highlights:** Send and receive money, No transaction fees, Split expenses with groups, Request payments, Secure transactions, PIN and biometric protection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mIKB Active free?

mIKB Active is free to download, with no in-app purchases.

### Is KEKS Pay free?

KEKS Pay is free to download, with no in-app purchases.

### Which has better reviews, mIKB Active or KEKS Pay?

KEKS Pay is rated higher. mIKB Active averages 2.0 out of 5 from 1 ratings, while KEKS Pay averages 4.8 from 117 ratings.

### Do mIKB Active or KEKS Pay have ads?

Neither mIKB Active nor KEKS Pay shows ads.

### Which is updated more often, mIKB Active or KEKS Pay?

mIKB Active ships an update every 2 months, and KEKS Pay fortnightly. Most recently, mIKB Active was updated on October 14, 2026 and KEKS Pay on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*