# HVB Mobile Banking vs TARGOBANK CIB

The clearest difference is update cadence: HVB Mobile Banking at monthly against TARGOBANK CIB's every 28 months. TARGOBANK CIB's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HVB Mobile Banking ships an update monthly, TARGOBANK CIB every 28 months. The most recent releases landed on November 9, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | HVB Mobile Banking | TARGOBANK CIB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (646 ratings)](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908/reviews)** | — |
| Number of ratings | **646** | — |
| Positive reviews | 68.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 28 months |
| Monetization | Free | — |
| Size | 157 MB | 137 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank GmbH](https://appshunter.io/developer/387364032) | [TARGOBANK AG](https://appshunter.io/developer/1441312369) |

## What reviewers say

### HVB Mobile Banking

[App page](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908)

Manage your finances on the go with this banking app. Features include mobile trading, invoice scanning, and a digital mailbox. Secure login options and customer support are available.

**Highlights:** Account balances and transactions, Invoice scanning for quick payments, Mobile trading and investment management, Digital mailbox for secure documents, Biometric login (Touch ID/Face ID), Financial manager for personal planning

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Clear and intuitive user interface
- 🚀 Fast and responsive performance
- 📊 Comprehensive account overview and transaction history
- 💳 Easy EU transfers and payments
- 🎨 Clean, well-organized design

**What reviewers complain about**

- 🔐 Overly complicated security procedures
- 😕 Unintuitive navigation and information architecture
- ⏱️ Slow and cumbersome AppTAN approval process
- 🌐 Limited English language support (mostly headings only)
- 🔄 Frequent login failures and authentication issues

**Reported bugs**

- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts

**Requested features**

- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years


### TARGOBANK CIB

[App page](https://appshunter.io/ios/app/targobank-cib/id1210616155)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HVB Mobile Banking free?

HVB Mobile Banking is free to download, with no in-app purchases.

### Is TARGOBANK CIB free?

TARGOBANK CIB is free to download, with no in-app purchases.

### Do HVB Mobile Banking or TARGOBANK CIB have ads?

Neither HVB Mobile Banking nor TARGOBANK CIB shows ads.

### Which is updated more often, HVB Mobile Banking or TARGOBANK CIB?

HVB Mobile Banking ships an update monthly, and TARGOBANK CIB every 28 months. Most recently, HVB Mobile Banking was updated on November 9, 2026 and TARGOBANK CIB on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*