# HVB Mobile Banking vs Extra Karte

The clearest difference is rating: Extra Karte at 4.9 against HVB Mobile Banking's 4.3. Extra Karte also leads on review sentiment (92% vs 69%) and update cadence (fortnightly vs monthly). HVB Mobile Banking's advantage is ratings volume (645 vs 34) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Extra Karte holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: HVB Mobile Banking has 645 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 69% of HVB Mobile Banking's written reviews are positive against 92% of Extra Karte's.

HVB Mobile Banking ships an update monthly, Extra Karte fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | HVB Mobile Banking | Extra Karte |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (645 ratings)](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908/reviews) | **[4.9 (34 ratings)](https://appshunter.io/ios/app/extra-karte/id1635133235/reviews)** |
| Number of ratings | **645** | 34 |
| Positive reviews | 68.6% of reviews | **91.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 144 MB | 87 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [UniCredit Bank GmbH](https://appshunter.io/developer/387364032) | [Bank DiMare Limited](https://appshunter.io/developer/1635133121) |

## What reviewers say

### HVB Mobile Banking

[App page](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908)

Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.

**Highlights:** Account balances and transactions, Bill scanner for quick transfers, Mobile trading and investment management, Digital mailbox, Mobile payments with Apple Pay, Financial manager, Secure login with biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Clear and intuitive user interface
- 🚀 Fast and responsive performance
- 📊 Comprehensive account overview and transaction history
- 💳 Easy EU transfers and payments
- 🎨 Clean, well-organized design

**What reviewers complain about**

- 🔐 Overly complicated security procedures
- 😕 Unintuitive navigation and information architecture
- ⏱️ Slow and cumbersome AppTAN approval process
- 🌐 Limited English language support (mostly headings only)
- 🔄 Frequent login failures and authentication issues

**Reported bugs**

- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts

**Requested features**

- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years


### Extra Karte

[App page](https://appshunter.io/ios/app/extra-karte/id1635133235)

Manage your credit card account securely and conveniently from your mobile device. View card details, confirm payments, track transactions, and pay invoices. You can also apply for a new card directly within the app.

**Highlights:** View card details, Confirm online payments, See all transactions, Check and pay invoices, Apply for new card, Installment options, Cashback on travel

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HVB Mobile Banking free?

HVB Mobile Banking is free to download, with no in-app purchases.

### Is Extra Karte free?

Extra Karte is free to download, with no in-app purchases.

### Which has better reviews, HVB Mobile Banking or Extra Karte?

Extra Karte is rated higher. HVB Mobile Banking averages 4.3 out of 5 from 645 ratings, while Extra Karte averages 4.9 from 34 ratings.

### Do HVB Mobile Banking or Extra Karte have ads?

Neither HVB Mobile Banking nor Extra Karte shows ads.

### Which is updated more often, HVB Mobile Banking or Extra Karte?

HVB Mobile Banking ships an update monthly, and Extra Karte fortnightly. Most recently, HVB Mobile Banking was updated on October 29, 2026 and Extra Karte on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*