# OR Rate Calculator vs Earnnest

The clearest difference is ratings volume: Earnnest at 35 against OR Rate Calculator's 3. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OR Rate Calculator holds the better App Store score, 3.7 against 3.5. That said, the two scores are not equally well evidenced: Earnnest has 35 ratings behind it against 3, so its average is the more settled of the two.

OR Rate Calculator ships an update every 4 months, Earnnest every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | OR Rate Calculator | Earnnest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/or-rate-calculator/id928030877/reviews)** | [3.5 (35 ratings)](https://appshunter.io/ios/app/earnnest/id1494154335/reviews) |
| Number of ratings | 3 | **35** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 11 MB | 35 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Old Republic Title Holding Company, Inc](https://appshunter.io/developer/703732473) | [Earnnest](https://appshunter.io/developer/1477346833) |

## What reviewers say

### OR Rate Calculator

[App page](https://appshunter.io/ios/app/or-rate-calculator/id928030877)

This app provides quick access to Old Republic Title's rates for title agents, real estate attorneys, and lenders. It allows users to retrieve necessary financial information on the go.

**Highlights:** Access Old Republic Title rates, Available anytime, anywhere, Designed for title agents, Supports real estate attorneys, Useful for lenders

**Features:** macOS Compatibility

**In-app purchases:** none


### Earnnest

[App page](https://appshunter.io/ios/app/earnnest/id1494154335)

Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.

**Highlights:** Digital earnest money payments, Secure bank account payments, Direct deposit to escrow holders, Real-time transaction updates, Shareable digital receipts, Agent, lender, and coordinator collaboration

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OR Rate Calculator free?

OR Rate Calculator is free to download, with no in-app purchases.

### Is Earnnest free?

Earnnest is free to download, with no in-app purchases.

### Which has better reviews, OR Rate Calculator or Earnnest?

OR Rate Calculator is rated higher. OR Rate Calculator averages 3.7 out of 5 from 3 ratings, while Earnnest averages 3.5 from 35 ratings.

### Do OR Rate Calculator or Earnnest have ads?

Neither OR Rate Calculator nor Earnnest shows ads.

### Which is updated more often, OR Rate Calculator or Earnnest?

OR Rate Calculator ships an update every 4 months, and Earnnest every 3 months. Most recently, OR Rate Calculator was updated on November 1, 2026 and Earnnest on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*