# First Southern powered by CFCU vs KeyMobile FSB

The clearest difference is monetization model: First Southern powered by CFCU at free against KeyMobile FSB's free with in-app purchases. First Southern powered by CFCU also leads on iOS requirement (15.0 vs 18.4). KeyMobile FSB's advantage is update cadence (monthly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for First Southern powered by CFCU against 4.9 for KeyMobile FSB. Both are backed by a comparable volume of ratings — 383 and 517 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

First Southern powered by CFCU ships an update every 4 months, KeyMobile FSB monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | First Southern powered by CFCU | KeyMobile FSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (383 ratings)](https://appshunter.io/ios/app/first-southern-powered-by-cfcu/id929784748/reviews)** | [4.9 (517 ratings)](https://appshunter.io/ios/app/keymobile-fsb/id6581148325/reviews) |
| Number of ratings | 383 | **517** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 99 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Southern Bank - GA](https://appshunter.io/developer/929784747) | [First Southern Bank MS](https://appshunter.io/developer/913317803) |

## What reviewers say

### First Southern powered by CFCU

[App page](https://appshunter.io/ios/app/first-southern-powered-by-cfcu/id929784748)

Manage your bank accounts, make deposits, pay bills, and transfer funds anytime, anywhere. This app allows you to monitor transactions, find ATM and branch locations, and conduct your banking 24/7 from your mobile device.

**Highlights:** Manage accounts, Make mobile deposits, Pay bills, Transfer money, Find ATMs and branches, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### KeyMobile FSB

[App page](https://appshunter.io/ios/app/keymobile-fsb/id6581148325)

Manage your finances on the go with this secure and fast mobile banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Secure your account with passcode or biometrics.

**Highlights:** Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks with photos, View and save monthly statements, Find branches and ATMs, Secure account with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Southern powered by CFCU free?

First Southern powered by CFCU is free to download, with no in-app purchases.

### Is KeyMobile FSB free?

KeyMobile FSB is free to download, with no in-app purchases.

### Which has better reviews, First Southern powered by CFCU or KeyMobile FSB?

First Southern powered by CFCU is rated higher. First Southern powered by CFCU averages 4.9 out of 5 from 383 ratings, while KeyMobile FSB averages 4.9 from 517 ratings.

### Do First Southern powered by CFCU or KeyMobile FSB have ads?

Neither First Southern powered by CFCU nor KeyMobile FSB shows ads.

### Which is updated more often, First Southern powered by CFCU or KeyMobile FSB?

First Southern powered by CFCU ships an update every 4 months, and KeyMobile FSB monthly. Most recently, First Southern powered by CFCU was updated on October 29, 2026 and KeyMobile FSB on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*