# Centraal Beheer vs Univé

The clearest difference is review sentiment: Centraal Beheer at 100% against Univé's 67%. Centraal Beheer also leads on rating (4.8 vs 4.5). Univé's advantage is iOS requirement (16.4 vs 18.7.7). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Centraal Beheer holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 37 and 22 respectively. Written reviews point the same way: 100% of Centraal Beheer's written reviews are positive against 67% of Univé's.

Centraal Beheer ships an update fortnightly, Univé every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Centraal Beheer | Univé |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (37 ratings)](https://appshunter.io/ios/app/centraal-beheer/id930053447/reviews)** | [4.5 (22 ratings)](https://appshunter.io/ios/app/unive/id1047571861/reviews) |
| Number of ratings | **37** | 22 |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 313 MB | 183 MB |
| Requires iOS | 18.7.7 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Centraal Beheer Achmea](https://appshunter.io/developer/612929911) | [Univé](https://appshunter.io/developer/463723249) |

## What reviewers say

### Centraal Beheer

[App page](https://appshunter.io/ios/app/centraal-beheer/id930053447)

Manage your finances, report claims, and access financial products all in one place. Easily view insurance details, report damages with photos, and track your claims. Invest in funds, check savings balances, and get quick support via chat or phone.

**Highlights:** View insurance details, Report and track claims, Buy and sell investment funds, Check savings balances, Transfer money, In-app chat support, Roadside assistance

**Features:** Vision Pro support

**In-app purchases:** none


### Univé

[App page](https://appshunter.io/ios/app/unive/id1047571861)

Manage all your insurance needs conveniently and securely in one place. Submit claims, view policies, and make changes to your personal information. Access support and special offers easily.

**Highlights:** Submit insurance claims, View and modify policy details, Report theft or damage, Apply for new insurance, Update personal information, Contact customer service, Access personalized tips

**In-app purchases:** none


## Frequently asked questions

### Is Centraal Beheer free?

Centraal Beheer is free to download, with no in-app purchases.

### Is Univé free?

Univé is free to download, with no in-app purchases.

### Which has better reviews, Centraal Beheer or Univé?

Centraal Beheer is rated higher. Centraal Beheer averages 4.8 out of 5 from 37 ratings, while Univé averages 4.5 from 22 ratings.

### Do Centraal Beheer or Univé have ads?

Neither Centraal Beheer nor Univé shows ads.

### Which is updated more often, Centraal Beheer or Univé?

Centraal Beheer ships an update fortnightly, and Univé every 3 weeks. Most recently, Centraal Beheer was updated on November 1, 2026 and Univé on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
