# Revolut vs CEMA

The clearest difference is update cadence: Revolut at every 5 days against CEMA's every 2 months. Revolut also leads on chart position (#63 vs unranked). CEMA's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Revolut ships an update every 5 days, CEMA every 2 months. The most recent releases landed on November 10, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Revolut | CEMA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (75K ratings)](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382/reviews)** | — |
| Number of ratings | **75K** | — |
| Positive reviews | 89.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free | — |
| Best chart rank | **#63** | — |
| Size | 411 MB | 23 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Revolut Ltd](https://appshunter.io/developer/932493381) | [Peercore](https://appshunter.io/developer/1569340950) |

## What reviewers say

### Revolut

[App page](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382)

**Currently charting:** #63 Top Free · Finance (US App Store)

Manage your money with a global digital banking app. Spend, send, and save in multiple currencies, with features for budgeting, stock trading, and even accounts for kids. Enjoy enhanced security and instant notifications for all your transactions.

**Highlights:** Multi-currency spending and transfers, Virtual and physical card options, Stock trading with low fees, Budgeting and spending analytics, Kids' financial accounts, ATM access worldwide

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless international transactions
- 💳 Convenient multi-currency accounts
- 🔒 Robust security features
- 👍 User-friendly app interface
- 💰 Competitive exchange rates

**What reviewers complain about**

- 🐛 Unreliable account verification process
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and account restrictions
- 🔒 Concerns over account security and fraud
- 🔌 Difficulties with topping up and accessing funds

**Reported bugs**

- Recurring issues with account freezes and lockouts
- Inconsistent app performance and UI changes
- Problems with card activation and fund transfers
- Unexplained transaction holds and delays

**Requested features**

- Expand to more countries, including Canada
- Improve customer support with phone/email options
- Provide more transparency on account limitations
- Enhance budgeting and money management tools
- Integrate with popular payment platforms (e.g., Interac)


### CEMA

[App page](https://appshunter.io/ios/app/cema/id1569340948)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Revolut free?

Revolut is free to download, with no in-app purchases.

### Is CEMA free?

CEMA is free to download, with no in-app purchases.

### Do Revolut or CEMA have ads?

Neither Revolut nor CEMA shows ads.

### Which is updated more often, Revolut or CEMA?

Revolut ships an update every 5 days, and CEMA every 2 months. Most recently, Revolut was updated on November 10, 2026 and CEMA on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*