# iPremium vs Sepio Guard Plus

The clearest difference is rating: Sepio Guard Plus at 5.0 against iPremium's 3.9. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sepio Guard Plus holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 11 and 5 respectively.

iPremium ships an update every 2 months, Sepio Guard Plus every 3 months. The most recent releases landed on September 17, 2026 and August 17, 2026 respectively.

## The numbers

| Metric | iPremium | Sepio Guard Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (11 ratings)](https://appshunter.io/ios/app/ipremium/id932910992/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/sepio-guard-plus/id1544713026/reviews)** |
| Number of ratings | **11** | 5 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 1 MB | 34 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Great Western Insurance Company Inc](https://appshunter.io/developer/932910991) | [Sepio, LLC](https://appshunter.io/developer/1487131642) |

## What reviewers say

### iPremium

[App page](https://appshunter.io/ios/app/ipremium/id932910992)

This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.

**Highlights:** Premium calculation, Preneed Funeral insurance, Great Western Insurance Company policies, Customer preparation assistance, Underwritten by Wellabe company

**Features:** macOS Compatibility

**In-app purchases:** none


### Sepio Guard Plus

[App page](https://appshunter.io/ios/app/sepio-guard-plus/id1544713026)

This app enhances your security and peace of mind when you're away from home. It offers advanced tools and resources for an improved user experience, building upon existing features.

**Highlights:** Enhanced user experience, Additional tools and resources, Builds on original Guard features, Away from home assurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iPremium free?

iPremium is free to download, with no in-app purchases.

### Is Sepio Guard Plus free?

Sepio Guard Plus is free to download, with no in-app purchases.

### Which has better reviews, iPremium or Sepio Guard Plus?

Sepio Guard Plus is rated higher. iPremium averages 3.9 out of 5 from 11 ratings, while Sepio Guard Plus averages 5.0 from 5 ratings.

### Do iPremium or Sepio Guard Plus have ads?

Neither iPremium nor Sepio Guard Plus shows ads.

### Which is updated more often, iPremium or Sepio Guard Plus?

iPremium ships an update every 2 months, and Sepio Guard Plus every 3 months. Most recently, iPremium was updated on September 17, 2026 and Sepio Guard Plus on August 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*