# iPremium vs JAR FMO

The clearest difference is iOS requirement: JAR FMO at 11.0 against iPremium's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iPremium ships an update every 2 months, JAR FMO every 3 months. The most recent releases landed on October 4, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | iPremium | JAR FMO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (11 ratings)](https://appshunter.io/ios/app/ipremium/id932910992/reviews)** | — |
| Number of ratings | **11** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 1 MB | 35 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Great Western Insurance Company Inc](https://appshunter.io/developer/932910991) | [JAR INSURANCE SERVICES LLC](https://appshunter.io/developer/1659612444) |

## What reviewers say

### iPremium

[App page](https://appshunter.io/ios/app/ipremium/id932910992)

This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.

**Highlights:** Premium calculation, Preneed Funeral insurance, Great Western Insurance Company policies, Customer preparation assistance, Underwritten by Wellabe company

**Features:** macOS Compatibility

**In-app purchases:** none


### JAR FMO

[App page](https://appshunter.io/ios/app/jar-fmo/id1659612442)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iPremium free?

iPremium is free to download, with no in-app purchases.

### Is JAR FMO free?

JAR FMO is free to download, with no in-app purchases.

### Do iPremium or JAR FMO have ads?

Neither iPremium nor JAR FMO shows ads.

### Which is updated more often, iPremium or JAR FMO?

iPremium ships an update every 2 months, and JAR FMO every 3 months. Most recently, iPremium was updated on October 4, 2026 and JAR FMO on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*