# RealPayment vs InstaKyc

The clearest difference is iOS requirement: RealPayment at 8.2 against InstaKyc's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RealPayment ships an update every 3 weeks, InstaKyc monthly. The most recent releases landed on October 7, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | RealPayment | InstaKyc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/realpayment/id933327827/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 91 MB | 41 MB |
| Requires iOS | **8.2** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [3iTechworks, Inc](https://appshunter.io/developer/867887931) | [JM FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/591720998) |

## What reviewers say

### RealPayment

[App page](https://appshunter.io/ios/app/realpayment/id933327827)

Securely store and manage digital rewards from merchants. Make confident online and in-person payments using your smartphone, with your credit card details protected from merchants. Track purchase history and redeem electronic gift cards.

**Highlights:** Merchant rewards collection, Secure smartphone payments, Credit card information protection, Purchase history tracking, Electronic gift card redemption

**Features:** macOS Compatibility

**In-app purchases:** none


### InstaKyc

[App page](https://appshunter.io/ios/app/instakyc/id1611332766)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RealPayment free?

RealPayment is free to download, with no in-app purchases.

### Is InstaKyc free?

InstaKyc is free to download, with no in-app purchases.

### Do RealPayment or InstaKyc have ads?

Neither RealPayment nor InstaKyc shows ads.

### Which is updated more often, RealPayment or InstaKyc?

RealPayment ships an update every 3 weeks, and InstaKyc monthly. Most recently, RealPayment was updated on October 7, 2026 and InstaKyc on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*