# Purchasing Power vs Afterpay

The clearest difference is update cadence: Afterpay at fortnightly against Purchasing Power's every 2 months. Afterpay also leads on ratings volume (753K vs 32K) and chart position (#35 vs unranked). Purchasing Power's advantage is device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Purchasing Power against 4.9 for Afterpay. That said, the two scores are not equally well evidenced: Afterpay has 753K ratings behind it against 32K, so its average is the more settled of the two. Written reviews are what separate them: 21% of Purchasing Power's written reviews are positive against 19% of Afterpay's.

Purchasing Power ships an update every 2 months, Afterpay fortnightly. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Purchasing Power | Afterpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (32K ratings)](https://appshunter.io/ios/app/purchasing-power/id934544219/reviews) | **[4.9 (753K ratings)](https://appshunter.io/ios/app/afterpay-pay-over-time/id1401019110/reviews)** |
| Number of ratings | 32K | **753K** |
| Positive reviews | **21.1% of reviews** | 19.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#35** |
| Size | 47 MB | 160 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Purchasing Power](https://appshunter.io/developer/934544218) | [Afterpay](https://appshunter.io/developer/1221203041) |

## What reviewers say

### Purchasing Power

[App page](https://appshunter.io/ios/app/purchasing-power/id934544219)

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

**Highlights:** Search product catalog, Shop on mobile site, View order and shipping status, Access account statements, Submit documents via camera, Browse new arrivals, Contact support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Purchasing power
- 🎁 Helps with gifts and essentials
- 🙌 Convenient payment options
- ⭐ Positive experiences

**What reviewers complain about**

- 💰 Overpriced items
- 🚚 Shipping issues
- 🤖 Buggy and unreliable app
- 🙅‍♀️ Poor customer service
- 🤔 Inconsistent policies

**Reported bugs**

- Frequent app crashes
- Login issues
- Order cancellation problems
- Incorrect order information

**Requested features**

- More product variety
- Improved app functionality
- Better communication with customers


### Afterpay

[App page](https://appshunter.io/ios/app/afterpay-pay-over-time/id1401019110)

**Currently charting:** #35 Top Free · Shopping (US App Store)

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

**Highlights:** Split purchases into 4 payments, Monthly payment options available, Discover exclusive deals and brands, Shop in-store with tap-to-pay, Manage payments and orders, Unlock spending power, Gift card purchases

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient payment plan
- 💳 No interest or hidden fees
- 🤝 Good customer service (initially)
- 📈 Increasing credit limit with usage
- 🛒 Wide range of participating stores

**What reviewers complain about**

- 🐛 App/website technical issues
- 🔒 Security and privacy concerns
- 🤖 Lack of human customer support
- 🔽 Drastic credit limit reductions
- 🚫 Accounts closed/banned for minor issues

**Reported bugs**

- Orders not processing properly
- Payment issues and declined transactions
- Inability to update payment information
- App crashes and login problems

**Requested features**

- Report payments to credit bureaus
- More flexible payment scheduling options
- In-app customer service chat/phone support
- Ability to use Afterpay for recurring bills/expenses


## Frequently asked questions

### Is Purchasing Power free?

Purchasing Power is free to download, with no in-app purchases.

### Is Afterpay free?

Afterpay is free to download, with no in-app purchases.

### Which has better reviews, Purchasing Power or Afterpay?

Afterpay is rated higher. Purchasing Power averages 4.8 out of 5 from 32K ratings, while Afterpay averages 4.9 from 753K ratings.

### Do Purchasing Power or Afterpay have ads?

Neither Purchasing Power nor Afterpay shows ads.

### Which is updated more often, Purchasing Power or Afterpay?

Purchasing Power ships an update every 2 months, and Afterpay fortnightly. Most recently, Purchasing Power was updated on October 21, 2026 and Afterpay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*