# Purchasing Power vs Snap Finance

Purchasing Power and Snap Finance both sit at 4.8 stars, but that hides the real split: 54% of Snap Finance's written reviews are positive against 21% of Purchasing Power's. Snap Finance also leads on monetization model (free vs free with in-app purchases) and chart position (#189 vs unranked). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Purchasing Power against 4.9 for Snap Finance. Both are backed by a comparable volume of ratings — 32K and 30K respectively. Written reviews are what separate them: 21% of Purchasing Power's written reviews are positive against 54% of Snap Finance's.

Purchasing Power ships an update every 2 months, Snap Finance every 6 weeks. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Purchasing Power | Snap Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (32K ratings)](https://appshunter.io/ios/app/purchasing-power/id934544219/reviews) | **[4.9 (30K ratings)](https://appshunter.io/ios/app/snap-finance/id1580164214/reviews)** |
| Number of ratings | **32K** | 30K |
| Positive reviews | 21.1% of reviews | **53.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | — | **#189** |
| Size | 47 MB | 94 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Purchasing Power](https://appshunter.io/developer/934544218) | [Snap Technology SRL](https://appshunter.io/developer/1077803922) |

## What reviewers say

### Purchasing Power

[App page](https://appshunter.io/ios/app/purchasing-power/id934544219)

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

**Highlights:** Search product catalog, Shop on mobile site, View order and shipping status, Access account statements, Submit documents via camera, Browse new arrivals, Contact support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Purchasing power
- 🎁 Helps with gifts and essentials
- 🙌 Convenient payment options
- ⭐ Positive experiences

**What reviewers complain about**

- 💰 Overpriced items
- 🚚 Shipping issues
- 🤖 Buggy and unreliable app
- 🙅‍♀️ Poor customer service
- 🤔 Inconsistent policies

**Reported bugs**

- Frequent app crashes
- Login issues
- Order cancellation problems
- Incorrect order information

**Requested features**

- More product variety
- Improved app functionality
- Better communication with customers


### Snap Finance

[App page](https://appshunter.io/ios/app/snap-finance/id1580164214)

**Currently charting:** #189 Top Free · Shopping (US App Store)

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

**Highlights:** Apply for financing up to $5,000, No credit check required, Shop for furniture, electronics, and more, Manage lease details, Secure login with biometrics, View transaction history, Make and schedule payments

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy terms and upfront information
- 👍 Friendly and helpful customer service
- 👍 Reliable financing option
- 👍 Excellent app for rebuilding credit
- 🚀 Fast and easy application process

**What reviewers complain about**

- 🐛 Buggy and unreliable mobile app
- 🔒 Concerns about predatory lending practices
- 🔒 Lack of transparency around fees and interest rates

**Reported bugs**

- Login issues and verification code problems
- App crashes and freezes
- Inability to access account information and manage payments

**Requested features**

- Allow early/ahead of schedule payments without calling
- Improve mobile app functionality and user experience


## Frequently asked questions

### Is Purchasing Power free?

Purchasing Power is free to download, with no in-app purchases.

### Is Snap Finance free?

Snap Finance is free to download, with no in-app purchases.

### Which has better reviews, Purchasing Power or Snap Finance?

Snap Finance is rated higher. Purchasing Power averages 4.8 out of 5 from 32K ratings, while Snap Finance averages 4.9 from 30K ratings.

### Do Purchasing Power or Snap Finance have ads?

Neither Purchasing Power nor Snap Finance shows ads.

### Which is updated more often, Purchasing Power or Snap Finance?

Purchasing Power ships an update every 2 months, and Snap Finance every 6 weeks. Most recently, Purchasing Power was updated on October 20, 2026 and Snap Finance on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*