# Purchasing Power vs FinCliq

The clearest difference is review sentiment: FinCliq at 100% against Purchasing Power's 21%. FinCliq also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 2 months). Purchasing Power's advantage is rating (4.8 vs 4.0) and ratings volume (32K vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Purchasing Power holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Purchasing Power has 32K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 21% of Purchasing Power's written reviews are positive against 100% of FinCliq's, so the app with the better star average is not the one people write more warmly about.

Purchasing Power ships an update every 2 months, FinCliq fortnightly. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Purchasing Power | FinCliq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (32K ratings)](https://appshunter.io/ios/app/purchasing-power/id934544219/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/fincliq/id6748591937/reviews) |
| Number of ratings | **32K** | 4 |
| Positive reviews | 21.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 47 MB | 72 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Purchasing Power](https://appshunter.io/developer/934544218) | [FinCliq](https://appshunter.io/developer/1826460351) |

## What reviewers say

### Purchasing Power

[App page](https://appshunter.io/ios/app/purchasing-power/id934544219)

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

**Highlights:** Search product catalog, Shop on mobile site, View order and shipping status, Access account statements, Submit documents via camera, Browse new arrivals, Contact support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Purchasing power
- 🎁 Helps with gifts and essentials
- 🙌 Convenient payment options
- ⭐ Positive experiences

**What reviewers complain about**

- 💰 Overpriced items
- 🚚 Shipping issues
- 🤖 Buggy and unreliable app
- 🙅‍♀️ Poor customer service
- 🤔 Inconsistent policies

**Reported bugs**

- Frequent app crashes
- Login issues
- Order cancellation problems
- Incorrect order information

**Requested features**

- More product variety
- Improved app functionality
- Better communication with customers


### FinCliq

[App page](https://appshunter.io/ios/app/fincliq/id6748591937)

This app offers interest-free buy now, pay later plans with no hidden fees, using alternative data for instant approvals. Manage all your payment plans in one place and shop at thousands of merchants. It also features a community savings and lending program.

**Highlights:** Interest-free buy now, pay later plans, Instant approvals with alternative credit data, Manage all payment plans in one place, Shop at over 5,000 merchants, Purchase digital and gift cards, Community-powered savings and lending (Circles), Rewards for on-time payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Purchasing Power free?

Purchasing Power is free to download, with no in-app purchases.

### Is FinCliq free?

FinCliq is free to download, with no in-app purchases.

### Which has better reviews, Purchasing Power or FinCliq?

Purchasing Power is rated higher. Purchasing Power averages 4.8 out of 5 from 32K ratings, while FinCliq averages 4.0 from 4 ratings.

### Do Purchasing Power or FinCliq have ads?

Neither Purchasing Power nor FinCliq shows ads.

### Which is updated more often, Purchasing Power or FinCliq?

Purchasing Power ships an update every 2 months, and FinCliq fortnightly. Most recently, Purchasing Power was updated on October 17, 2026 and FinCliq on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*