# Agribank Plus vs VBSP SmartBanking

The clearest difference is rating: VBSP SmartBanking at 4.8 against Agribank Plus's 3.0. Agribank Plus's advantage is ratings volume (444 vs 5) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VBSP SmartBanking holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Agribank Plus has 444 ratings behind it against 5, so its average is the more settled of the two.

Agribank Plus ships an update every 3 weeks, VBSP SmartBanking every 3 months. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Agribank Plus | VBSP SmartBanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (444 ratings)](https://appshunter.io/ios/app/agribank-plus/id935944952/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938/reviews)** |
| Number of ratings | **444** | 5 |
| Positive reviews | 33.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 341 MB | 151 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VNPAY](https://appshunter.io/developer/443364658) | [Vietnam Bank for Social Policies](https://appshunter.io/developer/1524937361) |

## What reviewers say

### Agribank Plus

[App page](https://appshunter.io/ios/app/agribank-plus/id935944952)

This smart digital banking app offers a modern, user-friendly interface for managing all your personal finances. It simplifies payments, shopping, and entertainment with a wide range of convenient features, accessible anytime, anywhere.

**Highlights:** Fast, free, 24/7 money transfers, Online savings accounts, Bill payments (utilities, tuition, etc.), QR code payments and scanning, Booking travel and entertainment, Account management and security features, Free transactions for many services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient
- 🔒 Secure and reliable
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and lags
- 💰 Excessive fees and charges

**Reported bugs**

- Login issues and account verification problems
- Inaccurate account balance and transaction details
- Inability to complete basic banking tasks

**Requested features**

- Improved transaction history and reporting
- Seamless integration with other financial apps
- Biometric login options


### VBSP SmartBanking

[App page](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938)

Manage your finances on the go with this mobile banking app. Transfer funds, pay bills, and check account details anytime, anywhere. It offers secure transactions and convenient access to various financial services.

**Highlights:** Fund transfers (internal, quick 24/7, domestic), Bill payments (utilities, telecom, travel, education, insurance), QR Pay payments, Account information and transaction history, Dispute inquiry, Biometric/FaceID login, Smart OTP authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Agribank Plus free?

Agribank Plus is free to download, with no in-app purchases.

### Is VBSP SmartBanking free?

VBSP SmartBanking is free to download, with no in-app purchases.

### Which has better reviews, Agribank Plus or VBSP SmartBanking?

VBSP SmartBanking is rated higher. Agribank Plus averages 3.0 out of 5 from 444 ratings, while VBSP SmartBanking averages 4.8 from 5 ratings.

### Do Agribank Plus or VBSP SmartBanking have ads?

Neither Agribank Plus nor VBSP SmartBanking shows ads.

### Which is updated more often, Agribank Plus or VBSP SmartBanking?

Agribank Plus ships an update every 3 weeks, and VBSP SmartBanking every 3 months. Most recently, Agribank Plus was updated on October 22, 2026 and VBSP SmartBanking on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*