# Buddy vs Moni Note

The clearest difference is ads: Buddy at none against Moni Note's shown. Buddy also leads on ratings volume (9.6K vs 7) and chart position (#83 vs unranked). Moni Note's advantage is iOS requirement (14.0 vs 18.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.7 for Moni Note. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 7, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Buddy | Moni Note |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (9.6K ratings)](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996/reviews)** |
| Number of ratings | **9.6K** | 7 |
| Positive reviews | 48.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | Every 9 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#83** | — |
| Size | 169 MB | 86 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Buddy Budgeting AB](https://appshunter.io/developer/936422954) | [Khang Nguyen Ho Truong](https://appshunter.io/developer/1626029998) |

## What reviewers say

### Buddy

[App page](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955)

**Currently charting:** #83 Top Grossing · Finance (US App Store)

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

**Highlights:** Create personal budgets, Shared budgeting for couples/groups, Connect bank accounts for transaction import, Detailed spending and income overview, Expense splitting and settlement tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buddy Premium | $4.99 | per month |
| Buddy Premium | $4.99 | per month |
| Premium | $9.99 | per month |
| Buddy Premium | $9.99 | per month |
| Buddy Premium | $16.99 | per year |
| Buddy Premium | $24.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $39.99 | per year |
| Buddy Premium | $49.99 | per year |
| Unlimited | $49.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Visually appealing
- 💡 Customizable categories
- 🚀 Intuitive interface
- 👍 Helps with budgeting

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🐛 Balance not carrying over to next month
- 🐛 Syncing issues between devices
- 🐛 Transactions disappearing or resetting
- 💸 Expensive subscription

**Reported bugs**

- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones

**Requested features**

- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support


### Moni Note

[App page](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996)

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

**Highlights:** Easy expense and income recording, Smart categorization of spending, Secure cloud data backup, Sync data across multiple devices, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $19.99 | per year |


## Frequently asked questions

### Is Buddy free?

Buddy is free to download, with in-app purchases available.

### Is Moni Note free?

Moni Note is free to download, with in-app purchases available.

### Which has better reviews, Buddy or Moni Note?

Moni Note is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while Moni Note averages 4.7 from 7 ratings.

### Do Buddy or Moni Note have ads?

Moni Note shows ads; Buddy does not.

### Which is updated more often, Buddy or Moni Note?

Buddy ships an update every 9 days, and Moni Note every 9 days. Most recently, Buddy was updated on October 21, 2026 and Moni Note on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*