# Buddy vs Quartzo

The clearest difference is rating: Buddy at 4.7 against Quartzo's 4.3. Buddy also leads on ratings volume (9.6K vs 4) and chart position (#67 vs unranked). Quartzo's advantage is review sentiment (67% vs 49%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Quartzo sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Buddy holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 49% of Buddy's written reviews are positive against 67% of Quartzo's, so the app with the better star average is not the one people write more warmly about.

Buddy ships an update every 9 days, Quartzo weekly. Both last shipped on October 19, 2026.

## The numbers

| Metric | Buddy | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (9.6K ratings)](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews) |
| Number of ratings | **9.6K** | 4 |
| Positive reviews | 49.3% of reviews | **66.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#67** | — |
| Size | 169 MB | 43 MB |
| Requires iOS | **18.0** | 18.5 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Buddy Budgeting AB](https://appshunter.io/developer/936422954) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### Buddy

[App page](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955)

**Currently charting:** #67 Top Grossing · Finance (US App Store)

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

**Highlights:** Create personal budgets, Shared budgeting for couples/groups, Connect bank accounts for transaction import, Detailed spending and income overview, Expense splitting and settlement tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buddy Premium | $4.99 | per month |
| Buddy Premium | $4.99 | per month |
| Premium | $9.99 | per month |
| Buddy Premium | $9.99 | per month |
| Buddy Premium | $16.99 | per year |
| Buddy Premium | $24.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $39.99 | per year |
| Buddy Premium | $49.99 | per year |
| Unlimited | $49.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Visually appealing
- 💡 Customizable categories
- 🚀 Intuitive interface
- 👍 Helps with budgeting

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🐛 Balance not carrying over to next month
- 🐛 Syncing issues between devices
- 🐛 Transactions disappearing or resetting
- 💸 Expensive subscription

**Reported bugs**

- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones

**Requested features**

- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Buddy free?

Buddy is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, Buddy or Quartzo?

Buddy is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while Quartzo averages 4.3 from 4 ratings.

### Do Buddy or Quartzo have ads?

Neither Buddy nor Quartzo shows ads.

### Which is updated more often, Buddy or Quartzo?

Buddy ships an update every 9 days, and Quartzo weekly. Most recently, Buddy was updated on October 19, 2026 and Quartzo on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*