# Buddy vs Bini

The clearest difference is in-app purchases: Bini at none against Buddy's 15. Bini also leads on review sentiment (83% vs 49%) and iOS requirement (15.0 vs 18.0). Buddy's advantage is ratings volume (9.6K vs 10) and update cadence (every 9 days vs monthly). On price, rating, ads and device support there is nothing between them.

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month. Bini asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.6 for Bini. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 49% of Buddy's written reviews are positive against 83% of Bini's.

Buddy ships an update every 9 days, Bini monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Buddy | Bini |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (9.6K ratings)](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955/reviews)** | [4.6 (10 ratings)](https://appshunter.io/ios/app/bini/id6468560791/reviews) |
| Number of ratings | **9.6K** | 10 |
| Positive reviews | 48.5% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#83** | — |
| Size | 169 MB | 76 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Buddy Budgeting AB](https://appshunter.io/developer/936422954) | [Bini Fintech](https://appshunter.io/developer/1709925176) |

## What reviewers say

### Buddy

[App page](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955)

**Currently charting:** #83 Top Grossing · Finance (US App Store)

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

**Highlights:** Create personal budgets, Shared budgeting for couples/groups, Connect bank accounts for transaction import, Detailed spending and income overview, Expense splitting and settlement tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buddy Premium | $4.99 | per month |
| Buddy Premium | $4.99 | per month |
| Premium | $9.99 | per month |
| Buddy Premium | $9.99 | per month |
| Buddy Premium | $16.99 | per year |
| Buddy Premium | $24.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $39.99 | per year |
| Buddy Premium | $49.99 | per year |
| Unlimited | $49.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Visually appealing
- 💡 Customizable categories
- 🚀 Intuitive interface
- 👍 Helps with budgeting

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🐛 Balance not carrying over to next month
- 🐛 Syncing issues between devices
- 🐛 Transactions disappearing or resetting
- 💸 Expensive subscription

**Reported bugs**

- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones

**Requested features**

- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support


### Bini

[App page](https://appshunter.io/ios/app/bini/id6468560791)

Simplify your savings and investment journey with an intuitive platform. Effortlessly explore investment opportunities, track performance, and manage funds online. Personal information is saved for future use, making investing quick and convenient.

**Highlights:** Online investment opportunities, Performance tracking dashboard, Fund reallocation, Easy encashment, One-time personal information entry, Tax rebate management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Buddy free?

Buddy is free to download, with in-app purchases available.

### Is Bini free?

Bini is free to download, with no in-app purchases.

### Which has better reviews, Buddy or Bini?

Buddy is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while Bini averages 4.6 from 10 ratings.

### Do Buddy or Bini have ads?

Neither Buddy nor Bini shows ads.

### Which is updated more often, Buddy or Bini?

Buddy ships an update every 9 days, and Bini monthly. Most recently, Buddy was updated on October 24, 2026 and Bini on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*