# Pay My Tip vs How Much Do I Owe?

The clearest difference is update cadence: How Much Do I Owe? at every 2 days against Pay My Tip's every 50 months. How Much Do I Owe? also leads on ratings volume (10 vs 2). Pay My Tip's advantage is iOS requirement (8.0 vs 12.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Pay My Tip against 5.0 for How Much Do I Owe?. That said, the two scores are not equally well evidenced: How Much Do I Owe? has 10 ratings behind it against 2, so its average is the more settled of the two.

Pay My Tip ships an update every 50 months, How Much Do I Owe? every 2 days. The most recent releases landed on September 10, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Pay My Tip | How Much Do I Owe? |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/pay-my-tip-tip-and-split/id937589420/reviews) | [5.0 (10 ratings)](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562/reviews) |
| Number of ratings | 2 | **10** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 50 months | **Every 2 days** |
| Monetization | Free | Free |
| Size | 1 MB | 26 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chenglin Liu](https://appshunter.io/developer/922895616) | [Sharif Doghmi](https://appshunter.io/developer/1686251939) |

## What reviewers say

### Pay My Tip

[App page](https://appshunter.io/ios/app/pay-my-tip-tip-and-split/id937589420)

Easily calculate tips and split bills among friends. This straightforward utility helps you quickly determine individual amounts when dining out or sharing expenses.

**Highlights:** Tip calculation, Bill splitting, Free to use, Clean interface

**Features:** macOS Compatibility

**In-app purchases:** none


### How Much Do I Owe?

[App page](https://appshunter.io/ios/app/how-much-do-i-owe/id6448764562)

Effortlessly split restaurant bills, including tax and tip, proportionally based on individual order sizes. Ensures fair repayment to the host and prevents over or underpayment. Also useful for itemized shopping receipts and travel expenses.

**Highlights:** Proportional tax and tip splitting, Fair bill division based on order size, Accurate repayment calculation, Tip calculator included, Versatile for various expenses

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay My Tip free?

Pay My Tip is free to download, with no in-app purchases.

### Is How Much Do I Owe? free?

How Much Do I Owe? is free to download, with no in-app purchases.

### Which has better reviews, Pay My Tip or How Much Do I Owe??

Pay My Tip and How Much Do I Owe? are both rated 5.0 out of 5 on the App Store, from 2 and 10 ratings respectively.

### Do Pay My Tip or How Much Do I Owe? have ads?

Neither Pay My Tip nor How Much Do I Owe? shows ads.

### Which is updated more often, Pay My Tip or How Much Do I Owe??

Pay My Tip ships an update every 50 months, and How Much Do I Owe? every 2 days. Most recently, Pay My Tip was updated on September 10, 2026 and How Much Do I Owe? on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*