# CZ declareren vs XYLO

The clearest difference is in-app purchases: CZ declareren at none against XYLO's 1. CZ declareren also leads on iOS requirement (16.0 vs 26.0). XYLO's advantage is update cadence (every 3 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. XYLO sells 1 one-off in-app purchase. CZ declareren asks for nothing beyond the download.

CZ declareren ships an update every 2 weeks, XYLO every 3 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CZ declareren | XYLO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (23 ratings)](https://appshunter.io/ios/app/cz-declareren/id937667763/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 124 MB | 14 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Onderlinge Waarborgmaatschappij CZ groep U.A.](https://appshunter.io/developer/570626148) | [Ralph Mattew Palomaria](https://appshunter.io/developer/1842110018) |

## What reviewers say

### CZ declareren

[App page](https://appshunter.io/ios/app/cz-declareren/id937667763)

Easily claim invoices from your healthcare provider by submitting photos or PDFs. Access your policy details, deductible status, and past invoices. Get quick answers about your health insurance coverage.

**Highlights:** Claim invoices via photo or PDF, View policy information, Check deductible status, Access past invoices, One-time DigiD registration, PIN, fingerprint, or FaceID unlock

**Features:** Vision Pro support

**In-app purchases:** none


### XYLO

[App page](https://appshunter.io/ios/app/xylo-ai-document-scanner/id6771778565)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Xylo Lifetime Access | $9.99 | one-time |


## Frequently asked questions

### Is CZ declareren free?

CZ declareren is free to download, with no in-app purchases.

### Is XYLO free?

XYLO is free to download, with in-app purchases available.

### Do CZ declareren or XYLO have ads?

Neither CZ declareren nor XYLO shows ads.

### Which is updated more often, CZ declareren or XYLO?

CZ declareren ships an update every 2 weeks, and XYLO every 3 days. Most recently, CZ declareren was updated on November 6, 2026 and XYLO on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*