# HDFC Bank Home Loans vs Smart Split

The clearest difference is in-app purchases: HDFC Bank Home Loans at none against Smart Split's 2. Smart Split's advantage is iOS requirement (15.1 vs 17.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Smart Split sells 2 in-app purchases, starting at $2.99 per month. HDFC Bank Home Loans asks for nothing beyond the download.

HDFC Bank Home Loans ships an update every 2 months, Smart Split every 6 weeks. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | HDFC Bank Home Loans | Smart Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.6 (47 ratings)](https://appshunter.io/ios/app/hdfc-bank-home-loans/id938604601/reviews)** | — |
| Number of ratings | **47** | — |
| Positive reviews | 18.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 50 MB | 59 MB |
| Requires iOS | 17.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HDFC Ltd](https://appshunter.io/developer/938604600) | [Salih Turhan](https://appshunter.io/developer/1864640218) |

## What reviewers say

### HDFC Bank Home Loans

[App page](https://appshunter.io/ios/app/hdfc-bank-home-loans/id938604601)

Manage your home loan information and transactions with this app. Existing customers can view account summaries and request documents, while prospective buyers can search properties and apply for loans.

**Highlights:** Loan account information access, Request tax certificates and statements, Property search, Loan product information, Loan application, Branch locator

**Features:** Vision Pro support

**In-app purchases:** none


### Smart Split

[App page](https://appshunter.io/ios/app/smart-split-expense-tracker/id6758080162)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Yearly Premium Access | $29.99 | per year |


## Frequently asked questions

### Is HDFC Bank Home Loans free?

HDFC Bank Home Loans is free to download, with no in-app purchases.

### Is Smart Split free?

Smart Split is free to download, with in-app purchases available.

### Do HDFC Bank Home Loans or Smart Split have ads?

Neither HDFC Bank Home Loans nor Smart Split shows ads.

### Which is updated more often, HDFC Bank Home Loans or Smart Split?

HDFC Bank Home Loans ships an update every 2 months, and Smart Split every 6 weeks. Most recently, HDFC Bank Home Loans was updated on November 9, 2026 and Smart Split on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*