# SimobiPlus vs BNI Merchant

The clearest difference is review sentiment: SimobiPlus at 76% against BNI Merchant's 0%. SimobiPlus also leads on rating (4.1 vs 3.0) and update cadence (every 2 weeks vs every 8 months). BNI Merchant's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimobiPlus holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 0% of BNI Merchant's.

SimobiPlus ships an update every 2 weeks, BNI Merchant every 8 months. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | SimobiPlus | BNI Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (31 ratings)](https://appshunter.io/ios/app/simobiplus/id938705552/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/bni-merchant/id1588252566/reviews) |
| Number of ratings | **31** | 1 |
| Positive reviews | **76.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 8 months |
| Monetization | Free | Free |
| Size | 193 MB | 46 MB |
| Requires iOS | 15.5 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Sinarmas](https://appshunter.io/developer/807937637) | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) |

## What reviewers say

### SimobiPlus

[App page](https://appshunter.io/ios/app/simobiplus/id938705552)

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

**Highlights:** Open savings accounts instantly, Local and international money transfers, Pay bills and top-up e-wallets, Scheduled bill payments, Cashless transactions via QRIS, Track and top-up investments

**Features:** Vision Pro support

**In-app purchases:** none


### BNI Merchant

[App page](https://appshunter.io/ios/app/bni-merchant/id1588252566)

This application provides various conveniences for businesses, allowing merchants to generate QRIS codes, monitor transactions in real-time, and manage their outlets. It also offers program and promotion information and the ability to add cashiers.

**Highlights:** Print QRIS codes, Real-time transaction reports, Real-time transaction notifications, Outlet transaction monitoring, Downloadable transaction reports, Program and promotion offers, Add cashiers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SimobiPlus free?

SimobiPlus is free to download, with no in-app purchases.

### Is BNI Merchant free?

BNI Merchant is free to download, with no in-app purchases.

### Which has better reviews, SimobiPlus or BNI Merchant?

SimobiPlus is rated higher. SimobiPlus averages 4.1 out of 5 from 31 ratings, while BNI Merchant averages 3.0 from 1 ratings.

### Do SimobiPlus or BNI Merchant have ads?

Neither SimobiPlus nor BNI Merchant shows ads.

### Which is updated more often, SimobiPlus or BNI Merchant?

SimobiPlus ships an update every 2 weeks, and BNI Merchant every 8 months. Most recently, SimobiPlus was updated on October 10, 2026 and BNI Merchant on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*