# NBO vs ONEIC Pay

The clearest difference is rating: ONEIC Pay at 4.0 against NBO's 3.6. ONEIC Pay also leads on review sentiment (59% vs 45%) and iOS requirement (12.4 vs 15.6). NBO's advantage is update cadence (monthly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONEIC Pay holds the better App Store score, 4.0 against 3.6. Both are backed by a comparable volume of ratings — 87 and 120 respectively. Written reviews point the same way: 45% of NBO's written reviews are positive against 59% of ONEIC Pay's.

NBO ships an update monthly, ONEIC Pay every 3 months. The most recent releases landed on September 20, 2026 and July 29, 2026 respectively.

## The numbers

| Metric | NBO | ONEIC Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (87 ratings)](https://appshunter.io/ios/app/nbo/id939103611/reviews) | **[4.0 (120 ratings)](https://appshunter.io/ios/app/oneic-pay/id1229477652/reviews)** |
| Number of ratings | 87 | **120** |
| Positive reviews | 45.0% of reviews | **59.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 238 MB | 126 MB |
| Requires iOS | 15.6 | **12.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [National Bank of Oman SAOG](https://appshunter.io/developer/833523237) | [Oman National Engineering and Investment(SAOG)](https://appshunter.io/developer/1154655270) |

## What reviewers say

### NBO

[App page](https://appshunter.io/ios/app/nbo/id939103611)

Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.

**Highlights:** Account inquiry and balance check, Money transfers (local & international), Bill payments and scheduling, Service requests (credit card, cheque book), ATM/branch locator, Financial calculators, Bilingual support (English/Arabic)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ONEIC Pay

[App page](https://appshunter.io/ios/app/oneic-pay/id1229477652)

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

**Highlights:** E-Wallet services, Pay utility bills, Telecom recharges, Traffic fine payments, Money transfers, QR code payments, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NBO free?

NBO is free to download, with no in-app purchases.

### Is ONEIC Pay free?

ONEIC Pay is free to download, with no in-app purchases.

### Which has better reviews, NBO or ONEIC Pay?

ONEIC Pay is rated higher. NBO averages 3.6 out of 5 from 87 ratings, while ONEIC Pay averages 4.0 from 120 ratings.

### Do NBO or ONEIC Pay have ads?

Neither NBO nor ONEIC Pay shows ads.

### Which is updated more often, NBO or ONEIC Pay?

NBO ships an update monthly, and ONEIC Pay every 3 months. Most recently, NBO was updated on September 20, 2026 and ONEIC Pay on July 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*