# NBO vs Thawani Pay

NBO and Thawani Pay are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for NBO against 3.5 for Thawani Pay. Both are backed by a comparable volume of ratings — 88 and 46 respectively. Written reviews split almost evenly too, at 45% and 44% positive.

NBO ships an update monthly, Thawani Pay every 3 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | NBO | Thawani Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (88 ratings)](https://appshunter.io/ios/app/nbo/id939103611/reviews)** | [3.5 (46 ratings)](https://appshunter.io/ios/app/thawani-pay/id1511347191/reviews) |
| Number of ratings | **88** | 46 |
| Positive reviews | **45.0% of reviews** | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 239 MB | 149 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank of Oman SAOG](https://appshunter.io/developer/833523237) | [Thawani Technologies LLC](https://appshunter.io/developer/1339140336) |

## What reviewers say

### NBO

[App page](https://appshunter.io/ios/app/nbo/id939103611)

Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.

**Highlights:** Account inquiry and balance check, Money transfers (local & international), Bill payments and scheduling, Service requests (credit card, cheque book), ATM/branch locator, Financial calculators, Bilingual support (English/Arabic)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Thawani Pay

[App page](https://appshunter.io/ios/app/thawani-pay/id1511347191)

This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.

**Highlights:** Mobile payment solutions, QR code payments, Mobile invoice generation, Integration with billing/ERP systems, Secure payment environment, Compliance with PCI-DSS and PA-DSS

**In-app purchases:** none


## Frequently asked questions

### Is NBO free?

NBO is free to download, with no in-app purchases.

### Is Thawani Pay free?

Thawani Pay is free to download, with no in-app purchases.

### Which has better reviews, NBO or Thawani Pay?

NBO is rated higher. NBO averages 3.6 out of 5 from 88 ratings, while Thawani Pay averages 3.5 from 46 ratings.

### Do NBO or Thawani Pay have ads?

Neither NBO nor Thawani Pay shows ads.

### Which is updated more often, NBO or Thawani Pay?

NBO ships an update monthly, and Thawani Pay every 3 weeks. Most recently, NBO was updated on October 29, 2026 and Thawani Pay on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*