# NBO vs Mala’ati

The clearest difference is rating: NBO at 3.6 against Mala’ati's 2.7. NBO also leads on update cadence (monthly vs every 4 months) and ratings volume (88 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBO holds the better App Store score, 3.6 against 2.7. That said, the two scores are not equally well evidenced: NBO has 88 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 45% of NBO's written reviews are positive against 50% of Mala’ati's, so the app with the better star average is not the one people write more warmly about.

NBO ships an update monthly, Mala’ati every 4 months. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | NBO | Mala’ati |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (88 ratings)](https://appshunter.io/ios/app/nbo/id939103611/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/malaati/id1562108794/reviews) |
| Number of ratings | **88** | 3 |
| Positive reviews | 45.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 239 MB | 41 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank of Oman SAOG](https://appshunter.io/developer/833523237) | [Oman Credit & Financial Information Centre (Mala'a)](https://appshunter.io/developer/1562109306) |

## What reviewers say

### NBO

[App page](https://appshunter.io/ios/app/nbo/id939103611)

Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.

**Highlights:** Account inquiry and balance check, Money transfers (local & international), Bill payments and scheduling, Service requests (credit card, cheque book), ATM/branch locator, Financial calculators, Bilingual support (English/Arabic)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Mala’ati

[App page](https://appshunter.io/ios/app/malaati/id1562108794)

Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.

**Highlights:** Access credit reports, Self-inquiry platform, Financial information access, Mobile convenience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBO free?

NBO is free to download, with no in-app purchases.

### Is Mala’ati free?

Mala’ati is free to download, with no in-app purchases.

### Which has better reviews, NBO or Mala’ati?

NBO is rated higher. NBO averages 3.6 out of 5 from 88 ratings, while Mala’ati averages 2.7 from 3 ratings.

### Do NBO or Mala’ati have ads?

Neither NBO nor Mala’ati shows ads.

### Which is updated more often, NBO or Mala’ati?

NBO ships an update monthly, and Mala’ati every 4 months. Most recently, NBO was updated on October 29, 2026 and Mala’ati on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*