# 国金佣金宝 vs 华宝智投

The clearest difference is in-app purchases: 华宝智投 at none against 国金佣金宝's 4. 华宝智投 also leads on review sentiment (68% vs 42%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. 国金佣金宝 sells 4 one-off in-app purchases. 华宝智投 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for 国金佣金宝 against 4.6 for 华宝智投. Both are backed by a comparable volume of ratings — 172 and 251 respectively. Written reviews are what separate them: 42% of 国金佣金宝's written reviews are positive against 68% of 华宝智投's.

国金佣金宝 ships an update every 3 weeks, 华宝智投 every 2 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | 国金佣金宝 | 华宝智投 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (172 ratings)](https://appshunter.io/ios/app/id940342205/reviews) | **[4.6 (251 ratings)](https://appshunter.io/ios/app/id993077954/reviews)** |
| Number of ratings | 172 | **251** |
| Positive reviews | 42.0% of reviews | **68.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 461 MB | 568 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai Sinolink Securities Co., Ltd](https://appshunter.io/developer/570109372) | [HWABAO SECURITIES CO.,LTD](https://appshunter.io/developer/485256790) |

## What reviewers say

### 国金佣金宝

[App page](https://appshunter.io/ios/app/id940342205)

This app provides a comprehensive suite of financial services, including 24/7 online stock account opening, trading, wealth management, and professional investment advisory services. It offers personalized investment strategies and AI-powered financial guidance for various investor needs.

**Highlights:** 24/7 online stock account opening, Stock trading and wealth management, Personalized investment matching, Professional human investment advisors, AI-powered investment advisor services, Comprehensive market data and trading

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 沪深Level-2行情-1个月 | $0.99 | one-time |
| 港股Level-2行情-1个月 | $1.99 | one-time |
| 沪深Level-2行情-3个月 | $2.99 | one-time |
| 沪深Level-2行情-12个月 | $8.99 | one-time |


### 华宝智投

[App page](https://appshunter.io/ios/app/id993077954)

This app offers intelligent stock trading tools with features like stop-loss, price conditions, and grid trading. Set your conditions in advance, and the system will monitor the market and execute trades automatically, even when your phone is off. It's designed for individual investors seeking smart trading solutions.

**Highlights:** 10 intelligent trading conditions, Automated cloud-based market monitoring, Smart order execution, Grid trading and stop-loss/profit-taking, Zero-threshold simulation experience, Real-time market data and news, Money market fund for idle cash

**In-app purchases:** none


## Frequently asked questions

### Is 国金佣金宝 free?

国金佣金宝 is free to download, with in-app purchases available.

### Is 华宝智投 free?

华宝智投 is free to download, with no in-app purchases.

### Which has better reviews, 国金佣金宝 or 华宝智投?

华宝智投 is rated higher. 国金佣金宝 averages 4.6 out of 5 from 172 ratings, while 华宝智投 averages 4.6 from 251 ratings.

### Do 国金佣金宝 or 华宝智投 have ads?

Neither 国金佣金宝 nor 华宝智投 shows ads.

### Which is updated more often, 国金佣金宝 or 华宝智投?

国金佣金宝 ships an update every 3 weeks, and 华宝智投 every 2 weeks. Most recently, 国金佣金宝 was updated on November 11, 2026 and 华宝智投 on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*