# Vontobel SecureAccess vs Vat Refund

The clearest difference is update cadence: Vontobel SecureAccess at every 2 months against Vat Refund's every 3 months. Vat Refund's advantage is iOS requirement (12.4 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vontobel SecureAccess ships an update every 2 months, Vat Refund every 3 months. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Vontobel SecureAccess | Vat Refund |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/vontobel-secureaccess/id941165308/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 83 MB | 16 MB |
| Requires iOS | 15.5 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank Vontobel AG](https://appshunter.io/developer/509990259) | [Agenzia delle Dogane e dei Monopoli](https://appshunter.io/developer/974088328) |

## What reviewers say

### Vontobel SecureAccess

[App page](https://appshunter.io/ios/app/vontobel-secureaccess/id941165308)

This app provides secure two-factor authentication for accessing digital banking services. It allows users to confirm transactions, sign documents, and open accounts safely and conveniently.

**Highlights:** Secure login to Vontobel Wealth, Two-factor authentication, Approve payments and transactions, Digitally sign contracts, Digital identification and account opening

**In-app purchases:** none


### Vat Refund

[App page](https://appshunter.io/ios/app/vat-refund/id6739423105)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Vontobel SecureAccess free?

Vontobel SecureAccess is free to download, with no in-app purchases.

### Is Vat Refund free?

Vat Refund is free to download, with no in-app purchases.

### Do Vontobel SecureAccess or Vat Refund have ads?

Neither Vontobel SecureAccess nor Vat Refund shows ads.

### Which is updated more often, Vontobel SecureAccess or Vat Refund?

Vontobel SecureAccess ships an update every 2 months, and Vat Refund every 3 months. Most recently, Vontobel SecureAccess was updated on October 13, 2026 and Vat Refund on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*