# Macquarie Mobile Banking vs MLC

The clearest difference is update cadence: Macquarie Mobile Banking at fortnightly against MLC's every 2 months. Macquarie Mobile Banking also leads on review sentiment (41% vs 30%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Macquarie Mobile Banking ships an update fortnightly, MLC every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Macquarie Mobile Banking | MLC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (23 ratings)](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | **41.0% of reviews** | 30.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 332 MB | 49 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### Macquarie Mobile Banking

[App page](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750)

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

**Highlights:** Set budgets and track spending, Search transactions with natural language, Real-time account activity alerts, Secure transaction authentication, Upload photos of receipts, Manage personal and business accounts

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### MLC

[App page](https://appshunter.io/ios/app/mlc/id1409473189)

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

**Highlights:** View account balances, Secure login (PIN, Touch ID, Face ID), Check transactions and beneficiaries, Review insurance cover, Track super contributions, Find and consolidate super, Update personal details

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great for checking balance
- 👍 Simple and convenient
- 👍 Access super 24/7
- 👍 Face recognition login works (sometimes)

**What reviewers complain about**

- 🐛 Login button not working
- 🐛 App crashes frequently
- 🐛 Face ID issues
- 🐛 No keyboard presented for login
- 🐛 App stuck on login page

**Reported bugs**

- Login button does not work
- App crashes
- Face ID/Face recognition signing in issues
- App stuck on login page
- Update does not work

**Requested features**

- Include rate of return for previous and current year
- Show balance after every transaction
- Option to view data by calendar year
- Add graphs for visualization
- Manage investments from the app


## Frequently asked questions

### Is Macquarie Mobile Banking free?

Macquarie Mobile Banking is free to download, with no in-app purchases.

### Is MLC free?

MLC is free to download, with no in-app purchases.

### Do Macquarie Mobile Banking or MLC have ads?

Neither Macquarie Mobile Banking nor MLC shows ads.

### Which is updated more often, Macquarie Mobile Banking or MLC?

Macquarie Mobile Banking ships an update fortnightly, and MLC every 2 months. Most recently, Macquarie Mobile Banking was updated on November 6, 2026 and MLC on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*