# Macquarie Mobile Banking vs GIO App

The clearest difference is rating: GIO App at 5.0 against Macquarie Mobile Banking's 3.7. Macquarie Mobile Banking's advantage is ratings volume (23 vs 1) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GIO App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Macquarie Mobile Banking has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 41% of Macquarie Mobile Banking's written reviews are positive against 29% of GIO App's, so the app with the better star average is not the one people write more warmly about.

Macquarie Mobile Banking ships an update fortnightly, GIO App every 5 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Macquarie Mobile Banking | GIO App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (23 ratings)](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/gio-app/id1580340581/reviews)** |
| Number of ratings | **23** | 1 |
| Positive reviews | **41.0% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 332 MB | 246 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [AAI Limited](https://appshunter.io/developer/666174181) |

## What reviewers say

### Macquarie Mobile Banking

[App page](https://appshunter.io/ios/app/macquarie-mobile-banking/id942349750)

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

**Highlights:** Set budgets and track spending, Search transactions with natural language, Real-time account activity alerts, Secure transaction authentication, Upload photos of receipts, Manage personal and business accounts

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### GIO App

[App page](https://appshunter.io/ios/app/gio-app/id1580340581)

Easily manage supported insurance policies on the go. Update personal and payment details, make renewals, and check policy documents. Track claims, receive status updates, and get important notifications like renewals and weather alerts.

**Highlights:** Manage insurance policies, Update personal details, Make renewal payments, Check policy documents, Track home and motor claims, Receive status updates, Policy notifications and weather alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Mobile Banking free?

Macquarie Mobile Banking is free to download, with no in-app purchases.

### Is GIO App free?

GIO App is free to download, with no in-app purchases.

### Which has better reviews, Macquarie Mobile Banking or GIO App?

GIO App is rated higher. Macquarie Mobile Banking averages 3.7 out of 5 from 23 ratings, while GIO App averages 5.0 from 1 ratings.

### Do Macquarie Mobile Banking or GIO App have ads?

Neither Macquarie Mobile Banking nor GIO App shows ads.

### Which is updated more often, Macquarie Mobile Banking or GIO App?

Macquarie Mobile Banking ships an update fortnightly, and GIO App every 5 weeks. Most recently, Macquarie Mobile Banking was updated on November 6, 2026 and GIO App on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*