# EveryDollar vs YNAB

The clearest difference is monetization model: EveryDollar at free with in-app purchases against YNAB's subscription. EveryDollar also leads on update cadence (every 2 days vs weekly) and iOS requirement (15.6 vs 18.0). YNAB's advantage is chart position (#5 vs #15). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. EveryDollar sells 9 in-app purchases, starting at $7.99 per month and YNAB sells 4 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for EveryDollar against 4.8 for YNAB. Both are backed by a comparable volume of ratings — 84K and 62K respectively. Written reviews are what separate them: 56% of EveryDollar's written reviews are positive against 51% of YNAB's.

EveryDollar ships an update every 2 days, YNAB weekly. Both last shipped on September 25, 2026.

## The numbers

| Metric | EveryDollar | YNAB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (84K ratings)](https://appshunter.io/ios/app/everydollar-budget-management/id942571931/reviews) | **[4.8 (62K ratings)](https://appshunter.io/ios/app/ynab/id1010865877/reviews)** |
| Number of ratings | **84K** | 62K |
| Positive reviews | **55.6% of reviews** | 50.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | **Free with in-app purchases** | Subscription |
| Best chart rank | #15 | **#5** |
| Size | 177 MB | 155 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [The Lampo Group Incorporated](https://appshunter.io/developer/380709890) | [You Need A Budget LLC](https://appshunter.io/developer/1226490621) |

## What reviewers say

### EveryDollar

[App page](https://appshunter.io/ios/app/everydollar-budget-management/id942571931)

**Currently charting:** #15 Top Grossing · Finance, #68 Top Free · Finance (US App Store)

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

**Highlights:** Create custom budgets, Track expenses and transactions, Manage bills and income, Set financial goals, Automated bank connections, Money saving tips

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| EveryDollar Plus | $7.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Premium (Monthly) | $12.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Premium (Monthly) | $17.99 | per month |
| Ramsey+ (Three Month) | $59.99 | per 3 months |
| EveryDollar Premium (Annual) | $79.99 | per year |
| Ramsey+ (Annual) | $129.99 | per year |

**What reviewers like**

- 👍 Useful budgeting tool
- 🚀 Helps with financial organization
- 💡 Customizable budgeting categories
- 👍 Easy to use and intuitive
- 🚀 Simplifies budgeting process

**What reviewers complain about**

- 💰 Expensive subscription
- 🐛 Connectivity issues with Canadian banks
- 🐛 Bugs and glitches
- 🔍 Lack of support and tutorials
- 🚫 Limited functionality in free version

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect budget calculations
- Frequent login requirements
- Slow app loading times
- Incompatibility with certain bank accounts

**Requested features**

- Ability to share budget with partner
- Automatic categorization of transactions
- Recurring expense calendar
- Sinking funds functionality improvements
- Dark mode option


### YNAB

[App page](https://appshunter.io/ios/app/ynab/id1010865877)

**Currently charting:** #5 Top Grossing · Finance (US App Store)

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

**Highlights:** Create and share unlimited spending plans, Automatically import transactions, Manually add transactions, Loan Planner for debt paydown, Visualize progress towards goals, Real-time updates for shared plans

**Features:** Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $14.99 | per month |
| YNAB Subscription | $109.00 | per year |
| YNAB Subscription | $109.00 | per year |

**What reviewers like**

- 💰 Helps save money
- 👍 Intuitive and easy to use
- 🚀 Efficient budgeting system
- 🤝 Helpful for couples/families
- 🧠 Changes financial mindset

**What reviewers complain about**

- 🔍 Steep learning curve
- 🔌 Connectivity issues with some banks
- 💰 Expensive subscription
- 🕰️ Reconciliation process could be improved
- 📱 Mobile app lacks some features of web version

**Reported bugs**

- Frequent disconnections from bank accounts
- Syncing issues between mobile and web versions

**Requested features**

- Fortnightly budgeting options
- Improved reporting and analytics
- Ability to upload files/documents
- Undo/redo functionality
- Biometric login for mobile app


## Frequently asked questions

### Is EveryDollar free?

EveryDollar is free to download, with in-app purchases available.

### Is YNAB free?

YNAB is free to download, with in-app purchases available.

### Which has better reviews, EveryDollar or YNAB?

YNAB is rated higher. EveryDollar averages 4.7 out of 5 from 84K ratings, while YNAB averages 4.8 from 62K ratings.

### Do EveryDollar or YNAB have ads?

Neither EveryDollar nor YNAB shows ads.

### Which is updated more often, EveryDollar or YNAB?

EveryDollar ships an update every 2 days, and YNAB weekly. Most recently, EveryDollar was updated on September 25, 2026 and YNAB on September 25, 2026.

### Which is more popular, EveryDollar or YNAB?

EveryDollar currently peaks at #15 in the App Store charts, and YNAB at #5. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*