# EveryDollar vs Surplus

The clearest difference is update cadence: EveryDollar at every 2 days against Surplus's monthly. EveryDollar also leads on ratings volume (84K vs 28) and chart position (#12 vs unranked). Surplus's advantage is review sentiment (83% vs 55%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. EveryDollar sells 9 in-app purchases, starting at $7.99 per month and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for EveryDollar against 4.8 for Surplus. That said, the two scores are not equally well evidenced: EveryDollar has 84K ratings behind it against 28, so its average is the more settled of the two. Written reviews are what separate them: 55% of EveryDollar's written reviews are positive against 83% of Surplus's.

EveryDollar ships an update every 2 days, Surplus monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | EveryDollar | Surplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (84K ratings)](https://appshunter.io/ios/app/everydollar-budget-management/id942571931/reviews) | **[4.8 (28 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** |
| Number of ratings | **84K** | 28 |
| Positive reviews | 55.4% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#12** | — |
| Size | 156 MB | 67 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Lampo Group Incorporated](https://appshunter.io/developer/380709890) | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) |

## What reviewers say

### EveryDollar

[App page](https://appshunter.io/ios/app/everydollar-budget-management/id942571931)

**Currently charting:** #12 Top Grossing · Finance, #108 Top Free · Finance (US App Store)

This personal finance app helps you create budgets, track expenses, and manage your money to achieve financial goals like saving or paying off debt. It offers tools for planning spending, setting savings targets, and understanding your financial progress.

**Highlights:** Create quick budgets, Track expenses and transactions, Plan spending and savings, Set savings goals, Manage personal finances, Track debt reduction, Automated bank connections

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| EveryDollar Plus | $7.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Premium (Monthly) | $12.99 | per month |
| EveryDollar Plus | $12.99 | per month |
| EveryDollar Premium (Monthly) | $17.99 | per month |
| Ramsey+ (Three Month) | $59.99 | per 3 months |
| EveryDollar Premium (Annual) | $79.99 | per year |
| Ramsey+ (Annual) | $129.99 | per year |

**What reviewers like**

- 👍 Useful budgeting tool
- 🚀 Helps with financial organization
- 💡 Customizable budgeting categories
- 👍 Easy to use and intuitive
- 🚀 Simplifies budgeting process

**What reviewers complain about**

- 💰 Expensive subscription
- 🐛 Connectivity issues with Canadian banks
- 🐛 Bugs and glitches
- 🔍 Lack of support and tutorials
- 🚫 Limited functionality in free version

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect budget calculations
- Frequent login requirements
- Slow app loading times
- Incompatibility with certain bank accounts

**Requested features**

- Ability to share budget with partner
- Automatic categorization of transactions
- Recurring expense calendar
- Sinking funds functionality improvements
- Dark mode option


### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is EveryDollar free?

EveryDollar is free to download, with in-app purchases available.

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Which has better reviews, EveryDollar or Surplus?

Surplus is rated higher. EveryDollar averages 4.7 out of 5 from 84K ratings, while Surplus averages 4.8 from 28 ratings.

### Do EveryDollar or Surplus have ads?

Neither EveryDollar nor Surplus shows ads.

### Which is updated more often, EveryDollar or Surplus?

EveryDollar ships an update every 2 days, and Surplus monthly. Most recently, EveryDollar was updated on November 7, 2026 and Surplus on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*