# Citizens Digital vs SBF Mobile Banking

The clearest difference is review sentiment: Citizens Digital at 91% against SBF Mobile Banking's 29%. Citizens Digital also leads on rating (4.8 vs 4.4). SBF Mobile Banking's advantage is update cadence (monthly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Digital holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 39 and 78 respectively. Written reviews point the same way: 91% of Citizens Digital's written reviews are positive against 29% of SBF Mobile Banking's.

Citizens Digital ships an update every 4 months, SBF Mobile Banking monthly. The most recent releases landed on June 11, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Citizens Digital | SBF Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (39 ratings)](https://appshunter.io/ios/app/citizens-digital/id943245545/reviews)** | [4.4 (78 ratings)](https://appshunter.io/ios/app/sbf-mobile-banking/id1554093898/reviews) |
| Number of ratings | 39 | **78** |
| Positive reviews | **91.3% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 138 MB | 154 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Citizens State Bank of La Crosse](https://appshunter.io/developer/943245544) | [State Bank Financial](https://appshunter.io/developer/762846017) |

## What reviewers say

### Citizens Digital

[App page](https://appshunter.io/ios/app/citizens-digital/id943245545)

Manage your bank accounts conveniently from your mobile device. Perform essential banking tasks like viewing balances, transferring funds, and depositing checks anytime, anywhere. Access office and ATM locations with ease.

**Highlights:** View account balances, See recent activity, Transfer funds, Mobile check deposit, Mobile bill pay, Find office and ATM locations

**Features:** Apple Wallet

**In-app purchases:** none


### SBF Mobile Banking

[App page](https://appshunter.io/ios/app/sbf-mobile-banking/id1554093898)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Schedule bill payments, Manage payees, Deposit checks remotely, Transfer funds between accounts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Digital free?

Citizens Digital is free to download, with no in-app purchases.

### Is SBF Mobile Banking free?

SBF Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Citizens Digital or SBF Mobile Banking?

Citizens Digital is rated higher. Citizens Digital averages 4.8 out of 5 from 39 ratings, while SBF Mobile Banking averages 4.4 from 78 ratings.

### Do Citizens Digital or SBF Mobile Banking have ads?

Neither Citizens Digital nor SBF Mobile Banking shows ads.

### Which is updated more often, Citizens Digital or SBF Mobile Banking?

Citizens Digital ships an update every 4 months, and SBF Mobile Banking monthly. Most recently, Citizens Digital was updated on June 11, 2026 and SBF Mobile Banking on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*