# Citizens Digital vs BKM Wealth

The clearest difference is rating: BKM Wealth at 5.0 against Citizens Digital's 4.8. Citizens Digital's advantage is ratings volume (39 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BKM Wealth holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Citizens Digital has 39 ratings behind it against 3, so its average is the more settled of the two.

Citizens Digital ships an update every 4 months, BKM Wealth every 6 months. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Citizens Digital | BKM Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (39 ratings)](https://appshunter.io/ios/app/citizens-digital/id943245545/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/bkm-wealth/id1673805184/reviews)** |
| Number of ratings | **39** | 3 |
| Positive reviews | 91.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 138 MB | 61 MB |
| Requires iOS | **14.1** | 15.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Citizens State Bank of La Crosse](https://appshunter.io/developer/943245544) | [BKM Wealth Management, LLC](https://appshunter.io/developer/1673805186) |

## What reviewers say

### Citizens Digital

[App page](https://appshunter.io/ios/app/citizens-digital/id943245545)

Manage your bank accounts conveniently from your mobile device. Perform essential banking tasks like viewing balances, transferring funds, and depositing checks anytime, anywhere. Access office and ATM locations with ease.

**Highlights:** View account balances, See recent activity, Transfer funds, Mobile check deposit, Mobile bill pay, Find office and ATM locations

**Features:** Apple Wallet

**In-app purchases:** none


### BKM Wealth

[App page](https://appshunter.io/ios/app/bkm-wealth/id1673805184)

Access your financial accounts and view your complete financial picture on the go. Review your financial goals and priorities, and securely upload documents. Communicate directly with your financial advisor for personalized support.

**Highlights:** Account access, Financial overview, Goal review, Document upload, Advisor communication

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Digital free?

Citizens Digital is free to download, with no in-app purchases.

### Is BKM Wealth free?

BKM Wealth is free to download, with no in-app purchases.

### Which has better reviews, Citizens Digital or BKM Wealth?

BKM Wealth is rated higher. Citizens Digital averages 4.8 out of 5 from 39 ratings, while BKM Wealth averages 5.0 from 3 ratings.

### Do Citizens Digital or BKM Wealth have ads?

Neither Citizens Digital nor BKM Wealth shows ads.

### Which is updated more often, Citizens Digital or BKM Wealth?

Citizens Digital ships an update every 4 months, and BKM Wealth every 6 months. Most recently, Citizens Digital was updated on October 19, 2026 and BKM Wealth on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*