# 真融宝 vs 道口贷

真融宝 and 道口贷 both sit at 4.7 stars, but that hides the real split: 83% of 真融宝's written reviews are positive against 50% of 道口贷's. 真融宝 also leads on update cadence (every 2 weeks vs every 5 weeks) and ratings volume (38 vs 8). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

真融宝 holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 38 and 8 respectively. Written reviews point the same way: 83% of 真融宝's written reviews are positive against 50% of 道口贷's.

真融宝 ships an update every 2 weeks, 道口贷 every 5 weeks. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | 真融宝 | 道口贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (38 ratings)](https://appshunter.io/ios/app/250/id944120357/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/id1028229118/reviews) |
| Number of ratings | **38** | 8 |
| Positive reviews | **83.3% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 61 MB | 53 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [北京快快网络技术有限公司](https://appshunter.io/developer/944120356) | [Beijing Daokoudai Technology Co., Ltd.](https://appshunter.io/developer/1028229117) |

## What reviewers say

### 真融宝

[App page](https://appshunter.io/ios/app/250/id944120357)

A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.

**Highlights:** Invest from 100 yuan, Interest accrues next day, Fast withdrawals, Diverse investment terms, Bank custody for funds, Third-party guarantee mechanism, High security certifications

**Features:** macOS Compatibility

**In-app purchases:** none


### 道口贷

[App page](https://appshunter.io/ios/app/id1028229118)

This platform offers supply chain financial services to small and medium-sized enterprises by partnering with core businesses. It aims to reduce financing costs through transparent data disclosure and provides investment options with annual rates of 7%-12%.

**Highlights:** Supply chain finance services, Partnerships with core enterprises, Transparent data disclosure, Annual interest rates of 7%-12%, Low investment threshold (¥100), Shanghai Bank fund custody

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 真融宝 free?

真融宝 is free to download, with no in-app purchases.

### Is 道口贷 free?

道口贷 is free to download, with no in-app purchases.

### Which has better reviews, 真融宝 or 道口贷?

真融宝 is rated higher. 真融宝 averages 4.7 out of 5 from 38 ratings, while 道口贷 averages 4.5 from 8 ratings.

### Do 真融宝 or 道口贷 have ads?

Neither 真融宝 nor 道口贷 shows ads.

### Which is updated more often, 真融宝 or 道口贷?

真融宝 ships an update every 2 weeks, and 道口贷 every 5 weeks. Most recently, 真融宝 was updated on October 24, 2026 and 道口贷 on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*