# 真融宝 vs 好规划

The clearest difference is update cadence: 真融宝 at every 2 weeks against 好规划's every 3 months. 真融宝 also leads on ratings volume (38 vs 6) and iOS requirement (8.0 vs 11.0). 好规划's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 83%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

好规划 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 真融宝 has 38 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 83% of 真融宝's written reviews are positive against 100% of 好规划's.

真融宝 ships an update every 2 weeks, 好规划 every 3 months. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 真融宝 | 好规划 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (38 ratings)](https://appshunter.io/ios/app/250/id944120357/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/id1054855822/reviews)** |
| Number of ratings | **38** | 6 |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 61 MB | 118 MB |
| Requires iOS | **8.0** | 11.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [北京快快网络技术有限公司](https://appshunter.io/developer/944120356) | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) |

## What reviewers say

### 真融宝

[App page](https://appshunter.io/ios/app/250/id944120357)

A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.

**Highlights:** Invest from 100 yuan, Interest accrues next day, Fast withdrawals, Diverse investment terms, Bank custody for funds, Third-party guarantee mechanism, High security certifications

**Features:** macOS Compatibility

**In-app purchases:** none


### 好规划

[App page](https://appshunter.io/ios/app/id1054855822)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 真融宝 free?

真融宝 is free to download, with no in-app purchases.

### Is 好规划 free?

好规划 is free to download, with no in-app purchases.

### Which has better reviews, 真融宝 or 好规划?

好规划 is rated higher. 真融宝 averages 4.7 out of 5 from 38 ratings, while 好规划 averages 5.0 from 6 ratings.

### Do 真融宝 or 好规划 have ads?

Neither 真融宝 nor 好规划 shows ads.

### Which is updated more often, 真融宝 or 好规划?

真融宝 ships an update every 2 weeks, and 好规划 every 3 months. Most recently, 真融宝 was updated on September 13, 2026 and 好规划 on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*