# 真融宝 vs 海印金服

The clearest difference is update cadence: 真融宝 at every 2 weeks against 海印金服's every 3 months. 真融宝 also leads on device support (4 vs 2) and iOS requirement (8.0 vs 12.0). 海印金服's advantage is review sentiment (100% vs 83%). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

真融宝 ships an update every 2 weeks, 海印金服 every 3 months. The most recent releases landed on October 1, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | 真融宝 | 海印金服 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (38 ratings)](https://appshunter.io/ios/app/250/id944120357/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | — |
| Size | 61 MB | 108 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [北京快快网络技术有限公司](https://appshunter.io/developer/944120356) | [广州海印互联网小额贷款有限公司](https://appshunter.io/developer/1317233827) |

## What reviewers say

### 真融宝

[App page](https://appshunter.io/ios/app/250/id944120357)

A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.

**Highlights:** Invest from 100 yuan, Interest accrues next day, Fast withdrawals, Diverse investment terms, Bank custody for funds, Third-party guarantee mechanism, High security certifications

**Features:** macOS Compatibility

**In-app purchases:** none


### 海印金服

[App page](https://appshunter.io/ios/app/id1131542853)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 真融宝 free?

真融宝 is free to download, with no in-app purchases.

### Is 海印金服 free?

海印金服 is free to download, with no in-app purchases.

### Do 真融宝 or 海印金服 have ads?

Neither 真融宝 nor 海印金服 shows ads.

### Which is updated more often, 真融宝 or 海印金服?

真融宝 ships an update every 2 weeks, and 海印金服 every 3 months. Most recently, 真融宝 was updated on October 1, 2026 and 海印金服 on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*