# 真融宝 vs 随借

The clearest difference is iOS requirement: 真融宝 at 8.0 against 随借's 10.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

真融宝 ships an update every 2 weeks, 随借 every 4 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 真融宝 | 随借 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (38 ratings)](https://appshunter.io/ios/app/250/id944120357/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 weeks |
| Monetization | Free | — |
| Size | 61 MB | 72 MB |
| Requires iOS | **8.0** | 10.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [北京快快网络技术有限公司](https://appshunter.io/developer/944120356) | [上海黄浦红星小额贷款有限公司](https://appshunter.io/developer/1299521232) |

## What reviewers say

### 真融宝

[App page](https://appshunter.io/ios/app/250/id944120357)

A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.

**Highlights:** Invest from 100 yuan, Interest accrues next day, Fast withdrawals, Diverse investment terms, Bank custody for funds, Third-party guarantee mechanism, High security certifications

**Features:** macOS Compatibility

**In-app purchases:** none


### 随借

[App page](https://appshunter.io/ios/app/id1190256237)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 真融宝 free?

真融宝 is free to download, with no in-app purchases.

### Is 随借 free?

随借 is free to download, with no in-app purchases.

### Do 真融宝 or 随借 have ads?

Neither 真融宝 nor 随借 shows ads.

### Which is updated more often, 真融宝 or 随借?

真融宝 ships an update every 2 weeks, and 随借 every 4 weeks. Most recently, 真融宝 was updated on November 1, 2026 and 随借 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*