# 真融宝 vs 白猫贷

The clearest difference is update cadence: 真融宝 at every 2 weeks against 白猫贷's every 6 weeks. 真融宝 also leads on device support (4 vs 2) and iOS requirement (8.0 vs 13.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

真融宝 ships an update every 2 weeks, 白猫贷 every 6 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 真融宝 | 白猫贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (38 ratings)](https://appshunter.io/ios/app/250/id944120357/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 61 MB | 32 MB |
| Requires iOS | **8.0** | 13.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [北京快快网络技术有限公司](https://appshunter.io/developer/944120356) | [Guangzhou Zhidu Internet Microfinance Co., Ltd.](https://appshunter.io/developer/1317242807) |

## What reviewers say

### 真融宝

[App page](https://appshunter.io/ios/app/250/id944120357)

A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.

**Highlights:** Invest from 100 yuan, Interest accrues next day, Fast withdrawals, Diverse investment terms, Bank custody for funds, Third-party guarantee mechanism, High security certifications

**Features:** macOS Compatibility

**In-app purchases:** none


### 白猫贷

[App page](https://appshunter.io/ios/app/id1471944231)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 真融宝 free?

真融宝 is free to download, with no in-app purchases.

### Is 白猫贷 free?

白猫贷 is free to download, with no in-app purchases.

### Do 真融宝 or 白猫贷 have ads?

Neither 真融宝 nor 白猫贷 shows ads.

### Which is updated more often, 真融宝 or 白猫贷?

真融宝 ships an update every 2 weeks, and 白猫贷 every 6 weeks. Most recently, 真融宝 was updated on November 1, 2026 and 白猫贷 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*