# PayServices Network vs My

The clearest difference is review sentiment: My at 90% against PayServices Network's 50%. My also leads on ratings volume (1.2K vs 1) and iOS requirement (13.0 vs 15.6). PayServices Network's advantage is ads (none vs shown) and rating (5.0 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayServices Network holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 50% of PayServices Network's written reviews are positive against 90% of My's, so the app with the better star average is not the one people write more warmly about.

PayServices Network ships an update every 3 weeks, My monthly. The most recent releases landed on October 12, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | PayServices Network | My |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payservices-network/id944122592/reviews)** | [4.6 (1.2K ratings)](https://appshunter.io/ios/app/my-oneapp/id1496784664/reviews) |
| Number of ratings | 1 | **1.2K** |
| Positive reviews | 50.0% of reviews | **89.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 63 MB | 240 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [PayServices Inc](https://appshunter.io/developer/941388408) | [Safaricom Limited](https://appshunter.io/developer/1089092649) |

## What reviewers say

### PayServices Network

[App page](https://appshunter.io/ios/app/payservices-network/id944122592)

Connect with local businesses, news, and events. Buy and sell products, pay bills, report issues, and track activities within your community. A comprehensive platform for local engagement and services.

**Highlights:** Access local businesses, Local news and events, Buy and sell products/services, Pay bills, Report community issues, Track activities

**In-app purchases:** none


### My

[App page](https://appshunter.io/ios/app/my-oneapp/id1496784664)

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

**Highlights:** View M-PESA balance, Biometric login, Send money via QR, contacts, or favorites, Pay bills easily, Buy goods and services, Withdraw cash, Buy airtime

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices

**Reported bugs**

- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions

**Requested features**

- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services


## Frequently asked questions

### Is PayServices Network free?

PayServices Network is free to download, with no in-app purchases.

### Is My free?

My is free to download, with no in-app purchases.

### Which has better reviews, PayServices Network or My?

PayServices Network is rated higher. PayServices Network averages 5.0 out of 5 from 1 ratings, while My averages 4.6 from 1.2K ratings.

### Do PayServices Network or My have ads?

My shows ads; PayServices Network does not.

### Which is updated more often, PayServices Network or My?

PayServices Network ships an update every 3 weeks, and My monthly. Most recently, PayServices Network was updated on October 12, 2026 and My on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*