# PennCrest Mobile vs AmeriServ Banking

The clearest difference is rating: PennCrest Mobile at 4.7 against AmeriServ Banking's 3.0. PennCrest Mobile also leads on review sentiment (33% vs 9%) and update cadence (every 4 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PennCrest Mobile holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 329 and 70 respectively. Written reviews point the same way: 33% of PennCrest Mobile's written reviews are positive against 9% of AmeriServ Banking's.

PennCrest Mobile ships an update every 4 months, AmeriServ Banking every 9 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | PennCrest Mobile | AmeriServ Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (329 ratings)](https://appshunter.io/ios/app/penncrest-mobile/id944351269/reviews)** | [3.0 (70 ratings)](https://appshunter.io/ios/app/ameriserv-banking/id1365028116/reviews) |
| Number of ratings | **329** | 70 |
| Positive reviews | **33.3% of reviews** | 9.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 109 MB | 148 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PennCrest Bank](https://appshunter.io/developer/943055220) | [AmeriServ Financial Bank](https://appshunter.io/developer/551677778) |

## What reviewers say

### PennCrest Mobile

[App page](https://appshunter.io/ios/app/penncrest-mobile/id944351269)

Manage your bank accounts securely from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations easily.

**Highlights:** Balance inquiries, Transaction history, Funds transfer, Bill pay, Mobile deposit, Person to person payments, ATM/Branch locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### AmeriServ Banking

[App page](https://appshunter.io/ios/app/ameriserv-banking/id1365028116)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely, Send and receive person-to-person payments, Find nearby branches and ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PennCrest Mobile free?

PennCrest Mobile is free to download, with no in-app purchases.

### Is AmeriServ Banking free?

AmeriServ Banking is free to download, with no in-app purchases.

### Which has better reviews, PennCrest Mobile or AmeriServ Banking?

PennCrest Mobile is rated higher. PennCrest Mobile averages 4.7 out of 5 from 329 ratings, while AmeriServ Banking averages 3.0 from 70 ratings.

### Do PennCrest Mobile or AmeriServ Banking have ads?

Neither PennCrest Mobile nor AmeriServ Banking shows ads.

### Which is updated more often, PennCrest Mobile or AmeriServ Banking?

PennCrest Mobile ships an update every 4 months, and AmeriServ Banking every 9 months. Most recently, PennCrest Mobile was updated on November 6, 2026 and AmeriServ Banking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*